First BanCorp. (FBP) vs International Bancshares Corporation (IBOC)
First BanCorp. and International Bancshares Corporation are both Banks Regional companies. First BanCorp. and International Bancshares Corporation are of similar size ($4.3B and $4.1B). International Bancshares Corporation trades at the lower P/E: 10.5× against 11.3×. First BanCorp. grew revenue faster over the last twelve months: 2.66% against 2.08%. International Bancshares Corporation has the higher net margin (38.8% vs 29.2%) and the lower return on invested capital (10.8% vs 17.3%). Both pay a dividend; First BanCorp. yields more (3.42% vs 2.39%). Across the 20 metrics below, First BanCorp. leads on 12 and International Bancshares Corporation on 8.
Valuation
Profitability
| Metric | FBP | IBOC | Banks Regional median |
|---|---|---|---|
| Gross margin | 80.79% | 80.72% | 69.57% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 29.24% | 38.83% | 18.66% |
| Free cash flow margin | 34.68% | 42.55% | 21.18% |
| Return on equity | 19.49% | 12.92% | 10.64% |
| Return on assets | 1.95% | 2.47% | 1.13% |
| Return on invested capital | 17.33% | 10.76% | 8.33% |
Growth
Health
Dividend
Size
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