First Business Financial Services, Inc. (FBIZ) vs Southern First Bancshares, Inc. (SFST)
First Business Financial Services, Inc. and Southern First Bancshares, Inc. are both Banks Regional companies. First Business Financial Services, Inc. and Southern First Bancshares, Inc. are of similar size ($587.5M and $569.8M). First Business Financial Services, Inc. trades at the lower P/E: 10.8× against 12.8×. Southern First Bancshares, Inc. grew revenue faster over the last twelve months: 8.92% against 6.56%. First Business Financial Services, Inc. has the higher net margin (18.6% vs 16.8%) and the lower return on invested capital (7.15% vs 30.7%). Across the 19 metrics below, First Business Financial Services, Inc. leads on 13 and Southern First Bancshares, Inc. on 6.
Valuation
Profitability
| Metric | FBIZ | SFST | Banks Regional median |
|---|---|---|---|
| Gross margin | 61.75% | 56.20% | 69.57% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 18.64% | 16.78% | 18.66% |
| Free cash flow margin | 28.12% | 16.86% | 21.18% |
| Return on equity | 14.99% | 9.93% | 10.64% |
| Return on assets | 1.28% | 0.88% | 1.13% |
| Return on invested capital | 7.15% | 30.67% | 8.33% |
Growth
Health
Dividend
Size
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