Capital Bancorp, Inc. (CBNK) vs First Business Financial Services, Inc. (FBIZ)
Capital Bancorp, Inc. and First Business Financial Services, Inc. are both Banks Regional companies. Capital Bancorp, Inc. and First Business Financial Services, Inc. are of similar size ($587.5M and $586.1M). Capital Bancorp, Inc. trades at the lower P/E: 10.5× against 10.8×. Capital Bancorp, Inc. grew revenue faster over the last twelve months: 12.9% against 6.56%. First Business Financial Services, Inc. has the higher net margin (18.6% vs 17.5%) and the lower return on invested capital (7.15% vs 83.2%). Both pay a dividend; First Business Financial Services, Inc. yields more (2.69% vs 1.59%). Across the 20 metrics below, Capital Bancorp, Inc. leads on 11 and First Business Financial Services, Inc. on 9.
Valuation
Profitability
| Metric | CBNK | FBIZ | Banks Regional median |
|---|---|---|---|
| Gross margin | 78.67% | 61.75% | 69.57% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 17.47% | 18.64% | 18.66% |
| Free cash flow margin | 20.21% | 28.12% | 21.18% |
| Return on equity | 14.05% | 14.99% | 10.64% |
| Return on assets | 1.55% | 1.28% | 1.13% |
| Return on invested capital | 83.21% | 7.15% | 8.33% |
Growth
Health
Dividend
Size
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