Pricing Log in Create free account

Eagle Financial Services Inc. (EFSI) vs Ohio Valley Banc Corp. (OVBC)

Eagle Financial Services Inc. and Ohio Valley Banc Corp. are both Banks Regional companies. Eagle Financial Services Inc. and Ohio Valley Banc Corp. are of similar size ($245.4M and $227.2M). Eagle Financial Services Inc. trades at the lower P/E: 13.2× against 16.1×. Eagle Financial Services Inc. grew revenue faster over the last twelve months: 15.8% against 6.17%. Eagle Financial Services Inc. has the higher net margin (15.2% vs 14.3%) and the higher return on invested capital (18.6% vs 7.55%). Across the 18 metrics below, Eagle Financial Services Inc. leads on 13 and Ohio Valley Banc Corp. on 5.

Valuation

Metric EFSI OVBC Banks Regional median
P/E 13.20 16.07 11.87
P/S 2.01 2.30 2.35
P/B 1.28 1.31 1.23
Price to free cash flow 17.34 4.29 10.45
EV/EBITDA — — —
EV/Sales — — —
Earnings yield 7.57% 6.22% 8.34%
Free cash flow yield 5.77% 23.30% 9.37%

Profitability

Metric EFSI OVBC Banks Regional median
Gross margin 73.61% 69.79% 69.92%
Operating margin 0.00% 0.00% 0.00%
Net margin 15.16% 14.31% 18.99%
Free cash flow margin 11.60% 53.49% 18.19%
Return on equity 9.98% 8.50% 10.45%
Return on assets 0.96% 0.90% 1.15%
Return on invested capital 18.55% 7.55% 8.54%

Growth

Metric EFSI OVBC Banks Regional median
Revenue growth (TTM) 15.82% 6.17% 6.56%
EPS growth (last fiscal year) (63.19%) 42.67% 18.85%
Revenue growth, 5-year CAGR 17.40% 10.34% 12.65%
Net income growth, 5-year CAGR (5.97%) 8.75% 9.81%

Health

Metric EFSI OVBC Banks Regional median
Debt to equity 0.15 0.29 0.14
Current ratio 1.02 0.93 0.92
Net debt to EBITDA 0.00 0.00 0.00

Dividend

Metric EFSI OVBC Banks Regional median
Dividend yield — 2.03% 2.51%
Payout ratio — 0.33 0.30

Size

Metric EFSI OVBC Banks Regional median
Market cap 245.44m 227.21m 915.17m

Compare with another peer

Any metric, up to five companies and an Excel export Powerpack