Eagle Financial Services Inc. (EFSI) vs Peoples Bancorp of North Carolina, Inc. (PEBK)
Eagle Financial Services Inc. and Peoples Bancorp of North Carolina, Inc. are both Banks Regional companies. Eagle Financial Services Inc. and Peoples Bancorp of North Carolina, Inc. are of similar size ($245.7M and $237.6M). Peoples Bancorp of North Carolina, Inc. trades at the lower P/E: 11.5× against 13.2×. Eagle Financial Services Inc. grew revenue faster over the last twelve months: 15.8% against 5.26%. Peoples Bancorp of North Carolina, Inc. has the higher net margin (17.3% vs 15.2%) and the lower return on invested capital (14.0% vs 18.6%). Across the 19 metrics below, Peoples Bancorp of North Carolina, Inc. leads on 13 and Eagle Financial Services Inc. on 6.
Valuation
Profitability
| Metric | EFSI | PEBK | Banks Regional median |
|---|---|---|---|
| Gross margin | 73.61% | 79.44% | 69.57% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 15.16% | 17.25% | 18.66% |
| Free cash flow margin | 11.60% | 17.33% | 21.18% |
| Return on equity | 9.98% | 13.07% | 10.64% |
| Return on assets | 0.96% | 1.15% | 1.13% |
| Return on invested capital | 18.55% | 13.98% | 8.33% |
Growth
Health
Dividend
Size
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