Eagle Financial Services Inc. (EFSI) vs First Internet Bancorp (INBK)
- Eagle Financial Services Inc. EFSI 45.81 +0.13%
- First Internet Bancorp INBK 25.66 −1.08%
Eagle Financial Services Inc. and First Internet Bancorp are both Banks Regional companies. Eagle Financial Services Inc. and First Internet Bancorp are of similar size ($247.6M and $226.6M). First Internet Bancorp has negative trailing earnings, so its P/E is not meaningful; Eagle Financial Services Inc. trades at 13.2×. Eagle Financial Services Inc. grew revenue faster over the last twelve months: 15.8% against −9.20%. Eagle Financial Services Inc. has the higher net margin (15.2% vs −9.77%) and the higher return on invested capital (18.6% vs −9.59%). Across the 17 metrics below, Eagle Financial Services Inc. leads on 11 and First Internet Bancorp on 6.
Valuation
Profitability
| Metric | EFSI | INBK | Banks Regional median |
|---|---|---|---|
| Gross margin | 73.61% | 40.91% | 69.55% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 15.16% | (9.77%) | 18.66% |
| Free cash flow margin | 11.60% | 49.69% | 21.11% |
| Return on equity | 9.98% | (8.34%) | 10.65% |
| Return on assets | 0.96% | (0.54%) | 1.13% |
| Return on invested capital | 18.55% | (9.59%) | 8.35% |
Growth
Health
Dividend
Size
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