Donegal Group, Inc. (DGICA) vs Global Indemnity PLC (GBLI)

Donegal Group, Inc. and Global Indemnity PLC are both Insurance Property & Casualty companies. Donegal Group, Inc. is the larger, with a market value of $691.1M against $355.0M — 1.9× the size. Donegal Group, Inc. trades at the lower P/E: 9.5× against 10.3×. Global Indemnity PLC grew revenue faster over the last twelve months: 3.83% against −3.14%. Global Indemnity PLC has the higher net margin (7.42% vs 7.38%) and the lower return on invested capital (4.29% vs 8.21%). Both pay a dividend; Global Indemnity PLC yields more (5.77% vs 4.01%). Across the 20 metrics below, Donegal Group, Inc. leads on 14 and Global Indemnity PLC on 6.

Valuation

Metric DGICA GBLI Insurance Property & Casualty median
P/E 9.53 10.28 10.75
P/S 0.72 0.76 1.21
P/B 1.04 0.49 1.99
Price to free cash flow 11.85 n/m 7.76
EV/EBITDA — — —
EV/Sales — — —
Earnings yield 10.49% 9.73% 9.08%
Free cash flow yield 8.44% (9.76%) 12.11%

Profitability

Metric DGICA GBLI Insurance Property & Casualty median
Gross margin 24.57% 16.61% 41.16%
Operating margin 9.25% 9.91% 15.09%
Net margin 7.38% 7.42% 11.51%
Free cash flow margin 6.06% (7.46%) 17.46%
Return on equity 11.18% 4.84% 17.34%
Return on assets 2.91% 1.97% 3.74%
Return on invested capital 8.21% 4.29% 12.06%

Growth

Metric DGICA GBLI Insurance Property & Casualty median
Revenue growth (TTM) (3.14%) 3.83% 8.02%
EPS growth (last fiscal year) 42.48% (43.91%) 39.61%
Revenue growth, 5-year CAGR 4.69% (5.06%) 9.23%
Net income growth, 5-year CAGR 8.48% 0.00% 10.09%

Health

Metric DGICA GBLI Insurance Property & Casualty median
Debt to equity 0.05 0.06 0.25
Current ratio 0.37 0.26 0.42
Net debt to EBITDA 0.08 (0.87) 0.08

Dividend

Metric DGICA GBLI Insurance Property & Casualty median
Dividend yield 4.01% 5.77% 1.50%
Payout ratio 0.39 0.60 0.14

Size

Metric DGICA GBLI Insurance Property & Casualty median
Market cap 691.06m 355.03m 2.67b

Compare with another peer

Any metric, up to five companies and an Excel export Powerpack