Diebold Nixdorf, Incorporated (DBD) vs nCino Inc. (NCNO)

Diebold Nixdorf, Incorporated and nCino Inc. are both Software Application companies. Diebold Nixdorf, Incorporated and nCino Inc. are of similar size ($2.1B and $2.1B). Diebold Nixdorf, Incorporated trades at the lower P/E: 20.2× against 62.6×. nCino Inc. grew revenue faster over the last twelve months: 8.57% against 5.44%. nCino Inc. has the higher net margin (5.40% vs 2.87%) and the lower return on invested capital (2.63% vs 9.40%). Across the 21 metrics below, Diebold Nixdorf, Incorporated leads on 13 and nCino Inc. on 8.

Valuation

Metric DBD NCNO Software Application median
P/E 20.17 62.61 24.79
P/S 0.56 3.27 2.67
P/B 2.21 2.19 3.01
Price to free cash flow 10.18 15.40 16.59
EV/EBITDA 7.47 21.15 14.40
EV/Sales 0.73 3.66 2.62
Earnings yield 4.96% 1.60% 0.00%
Free cash flow yield 9.83% 6.49% 1.91%

Profitability

Metric DBD NCNO Software Application median
Gross margin 25.25% 62.24% 67.03%
Operating margin 6.36% 7.92% 0.00%
Net margin 2.87% 5.40% 0.00%
Free cash flow margin 5.48% 21.24% 4.32%
Return on equity 10.68% 3.38% 0.00%
Return on assets 2.97% 2.11% 0.00%
Return on invested capital 9.40% 2.63% 0.00%

Growth

Metric DBD NCNO Software Application median
Revenue growth (TTM) 5.44% 8.57% 12.40%
EPS growth (last fiscal year) 677.27% 115.15% —
Revenue growth, 5-year CAGR (0.50%) 23.83% 13.72%
Net income growth, 5-year CAGR 0.00% 0.00% 0.00%

Health

Metric DBD NCNO Software Application median
Debt to equity 0.97 0.35 0.02
Current ratio 1.27 0.85 1.55
Net debt to EBITDA 1.39 2.88 0.06

Dividend

Metric DBD NCNO Software Application median
Dividend yield — — 1.25%
Payout ratio — 0.00 0.00

Size

Metric DBD NCNO Software Application median
Market cap 2.12b 2.11b 396.11m

Compare with another peer

Any metric, up to five companies and an Excel export Powerpack