Pricing Log in Create free account

Community West Bancshares (CWBC) vs HomeTrust Bancshares, Inc. (HTB)

Community West Bancshares and HomeTrust Bancshares, Inc. are both Banks Regional companies. Community West Bancshares and HomeTrust Bancshares, Inc. are of similar size ($742.9M and $707.1M). HomeTrust Bancshares, Inc. trades at the lower P/E: 12.2× against 14.0×. Community West Bancshares grew revenue faster over the last twelve months: 12.9% against −1.99%. HomeTrust Bancshares, Inc. has the higher net margin (22.5% vs 16.9%) and the higher return on invested capital (10.5% vs 6.83%). Both pay a dividend; Community West Bancshares yields more (1.84% vs 1.19%). Across the 19 metrics below, HomeTrust Bancshares, Inc. leads on 12 and Community West Bancshares on 7.

Valuation

Metric CWBC HTB Banks Regional median
P/E 14.03 12.19 12.02
P/S 3.29 2.65 2.36
P/B 1.16 1.27 1.23
Price to free cash flow 14.63 7.92 10.60
EV/EBITDA — — —
EV/Sales — — —
Earnings yield 7.13% 8.21% 8.21%
Free cash flow yield 6.84% 12.63% 9.23%

Profitability

Metric CWBC HTB Banks Regional median
Gross margin 76.29% 74.97% 69.81%
Operating margin 0.00% 0.00% 0.00%
Net margin 16.86% 22.50% 18.82%
Free cash flow margin 22.46% 33.46% 17.97%
Return on equity 7.33% 11.02% 10.28%
Return on assets 0.84% 1.44% 1.13%
Return on invested capital 6.83% 10.48% 8.45%

Growth

Metric CWBC HTB Banks Regional median
Revenue growth (TTM) 12.91% (1.99%) 6.37%
EPS growth (last fiscal year) 344.44% 16.25% 18.85%
Revenue growth, 5-year CAGR 19.71% 11.91% 12.65%
Net income growth, 5-year CAGR 13.41% 23.30% 9.81%

Health

Metric CWBC HTB Banks Regional median
Debt to equity 0.12 0.29 0.17
Current ratio 0.89 1.11 0.93
Net debt to EBITDA 0.00 0.00 0.00

Dividend

Metric CWBC HTB Banks Regional median
Dividend yield 1.84% 1.19% 2.49%
Payout ratio 0.26 0.15 0.29

Size

Metric CWBC HTB Banks Regional median
Market cap 707.13m 742.89m 934.85m

Compare with another peer

Any metric, up to five companies and an Excel export Powerpack