CURO Group Holdings Corp. (CUROQ) vs Jiayin Group Inc. Sponsored ADR (JFIN)
- CURO Group Holdings Corp. CUROQ 0.04 0.00%
- Jiayin Group Inc. Sponsored ADR JFIN 1.28 +4.92%
CURO Group Holdings Corp. and Jiayin Group Inc. Sponsored ADR are both Credit Services companies. Jiayin Group Inc. Sponsored ADR is the larger, with a market value of $30.9M against $5.9M — 5.3× the size. CURO Group Holdings Corp. has negative trailing earnings, so its P/E is not meaningful; Jiayin Group Inc. Sponsored ADR trades at 1.7×. CURO Group Holdings Corp. grew revenue faster over the last twelve months: −14.2% against −33.0%. Jiayin Group Inc. Sponsored ADR has the higher net margin (6.13% vs −77.0%) and the higher return on invested capital (3.94% vs 0.39%). Across the 17 metrics below, Jiayin Group Inc. Sponsored ADR leads on 12 and CURO Group Holdings Corp. on 5.
Valuation
Profitability
| Metric | CUROQ | JFIN | Credit Services median |
|---|---|---|---|
| Gross margin | 42.47% | 63.40% | 77.13% |
| Operating margin | 1.73% | 6.28% | 0.34% |
| Net margin | (77.04%) | 6.13% | 9.25% |
| Free cash flow margin | (5.16%) | 0.00% | 12.91% |
| Return on equity | 299.47% | 0.00% | 8.49% |
| Return on assets | (17.99%) | 3.23% | 2.16% |
| Return on invested capital | 0.39% | 3.94% | 4.09% |
Growth
Health
Dividend
Size
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