Grupo Cibest S.A. - Sponsored ADR (CIB) vs Old National Bancorp (ONB)

Grupo Cibest S.A. - Sponsored ADR and Old National Bancorp are both Banks Regional companies. Grupo Cibest S.A. - Sponsored ADR and Old National Bancorp are of similar size ($10.5B and $9.6B). Old National Bancorp trades at the lower P/E: 11.3× against 18.5×. Grupo Cibest S.A. - Sponsored ADR grew revenue faster over the last twelve months: 79.5% against 27.7%. Old National Bancorp has the higher net margin (21.2% vs 9.43%) and the lower return on invested capital (4.77% vs 33.7%). Both pay a dividend; Grupo Cibest S.A. - Sponsored ADR yields more (10.3% vs 3.61%). Across the 20 metrics below, Grupo Cibest S.A. - Sponsored ADR leads on 11 and Old National Bancorp on 9.

Valuation

Metric CIB ONB Banks Regional median
P/E 18.55 11.29 12.15
P/S 2.20 2.37 2.37
P/B 1.99 1.17 1.21
Price to free cash flow 21.98 10.35 10.80
EV/EBITDA n/m n/m —
EV/Sales 1.59 3.87 2.27
Earnings yield 5.39% 8.86% 8.11%
Free cash flow yield 4.55% 9.67% 8.98%

Profitability

Metric CIB ONB Banks Regional median
Gross margin 69.28% 68.82% 69.57%
Operating margin 0.00% 0.00% 0.00%
Net margin 9.43% 21.21% 18.66%
Free cash flow margin 10.01% 22.95% 21.18%
Return on equity 11.82% 10.71% 10.64%
Return on assets 1.23% 1.20% 1.13%
Return on invested capital 33.72% 4.77% 8.33%

Growth

Metric CIB ONB Banks Regional median
Revenue growth (TTM) 79.45% 27.66% 6.61%
EPS growth (last fiscal year) (41.90%) 6.55% —
Revenue growth, 5-year CAGR 2.34% 32.86% 12.30%
Net income growth, 5-year CAGR 50.69% 23.60% 9.71%

Health

Metric CIB ONB Banks Regional median
Debt to equity 0.18 0.92 0.22
Current ratio 0.99 0.94 0.94
Net debt to EBITDA 0.00 0.00 0.00

Dividend

Metric CIB ONB Banks Regional median
Dividend yield 10.28% 3.61% 3.75%
Payout ratio 0.44 0.25 0.27

Size

Metric CIB ONB Banks Regional median
Market cap 10.49b 9.60b 921.07m

Compare with another peer

Any metric, up to five companies and an Excel export Powerpack