Grupo Cibest S.A. - Sponsored ADR (CIB) vs UMB Financial Corporation (UMBF)
Grupo Cibest S.A. - Sponsored ADR and UMB Financial Corporation are both Banks Regional companies. Grupo Cibest S.A. - Sponsored ADR and UMB Financial Corporation are of similar size ($10.5B and $10.3B). UMB Financial Corporation trades at the lower P/E: 11.2× against 18.5×. Grupo Cibest S.A. - Sponsored ADR grew revenue faster over the last twelve months: 79.5% against 27.6%. UMB Financial Corporation has the higher net margin (21.1% vs 9.43%) and the higher return on invested capital (41.1% vs 33.7%). Both pay a dividend; Grupo Cibest S.A. - Sponsored ADR yields more (10.3% vs 1.95%). Across the 20 metrics below, UMB Financial Corporation leads on 14 and Grupo Cibest S.A. - Sponsored ADR on 6.
Valuation
Profitability
| Metric | CIB | UMBF | Banks Regional median |
|---|---|---|---|
| Gross margin | 69.28% | 66.95% | 69.57% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 9.43% | 21.06% | 18.66% |
| Free cash flow margin | 10.01% | 23.89% | 21.18% |
| Return on equity | 11.82% | 12.55% | 10.64% |
| Return on assets | 1.23% | 1.27% | 1.13% |
| Return on invested capital | 33.72% | 41.14% | 8.33% |
Growth
Health
Dividend
Size
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