Capital City Bank Group (CCBG) vs South Plains Financial, Inc. (SPFI)
Capital City Bank Group and South Plains Financial, Inc. are both Banks Regional companies. Capital City Bank Group and South Plains Financial, Inc. are of similar size ($843.9M and $807.3M). South Plains Financial, Inc. trades at the lower P/E: 11.3× against 13.9×. South Plains Financial, Inc. grew revenue faster over the last twelve months: 6.59% against 3.76%. Capital City Bank Group has the higher net margin (21.4% vs 20.8%) and the higher return on invested capital (41.1% vs 0.00%). Both pay a dividend; Capital City Bank Group yields more (3.00% vs 2.08%). Across the 20 metrics below, South Plains Financial, Inc. leads on 12 and Capital City Bank Group on 8.
Valuation
Profitability
| Metric | CCBG | SPFI | Banks Regional median |
|---|---|---|---|
| Gross margin | 88.90% | 72.40% | 69.57% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 21.37% | 20.79% | 18.66% |
| Free cash flow margin | 17.95% | 24.14% | 21.18% |
| Return on equity | 11.26% | 12.01% | 10.64% |
| Return on assets | 1.40% | 1.33% | 1.13% |
| Return on invested capital | 41.05% | 0.00% | 8.33% |
Growth
Health
Dividend
Size
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