Capital City Bank Group (CCBG) vs South Plains Financial, Inc. (SPFI)
- Capital City Bank Group CCBG 49.08 +0.41%
- South Plains Financial, Inc. SPFI 43.60 +1.51%
Capital City Bank Group and South Plains Financial, Inc. are both Banks Regional companies. Capital City Bank Group and South Plains Financial, Inc. are of similar size ($836.5M and $809.1M). South Plains Financial, Inc. trades at the lower P/E: 11.4× against 13.6×. South Plains Financial, Inc. grew revenue faster over the last twelve months: 6.59% against 3.76%. Capital City Bank Group has the higher net margin (21.4% vs 20.8%) and the higher return on invested capital (41.1% vs 0.00%). Both pay a dividend; Capital City Bank Group yields more (2.18% vs 1.56%). Across the 19 metrics below, South Plains Financial, Inc. leads on 11 and Capital City Bank Group on 8.
Valuation
Profitability
| Metric | CCBG | SPFI | Banks Regional median |
|---|---|---|---|
| Gross margin | 88.90% | 72.40% | 69.55% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 21.37% | 20.79% | 18.66% |
| Free cash flow margin | 17.95% | 24.14% | 21.11% |
| Return on equity | 11.26% | 12.01% | 10.65% |
| Return on assets | 1.40% | 1.33% | 1.13% |
| Return on invested capital | 41.05% | 0.00% | 8.35% |
Growth
Health
Dividend
Size
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