Capital Bancorp, Inc. (CBNK) vs Southern First Bancshares, Inc. (SFST)
Capital Bancorp, Inc. and Southern First Bancshares, Inc. are both Banks Regional companies. Capital Bancorp, Inc. and Southern First Bancshares, Inc. are of similar size ($586.1M and $569.8M). Capital Bancorp, Inc. trades at the lower P/E: 10.5× against 12.8×. Capital Bancorp, Inc. grew revenue faster over the last twelve months: 12.9% against 8.92%. Capital Bancorp, Inc. has the higher net margin (17.5% vs 16.8%) and the higher return on invested capital (83.2% vs 30.7%). Across the 19 metrics below, Capital Bancorp, Inc. leads on 15 and Southern First Bancshares, Inc. on 4.
Valuation
Profitability
| Metric | CBNK | SFST | Banks Regional median |
|---|---|---|---|
| Gross margin | 78.67% | 56.20% | 69.57% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 17.47% | 16.78% | 18.66% |
| Free cash flow margin | 20.21% | 16.86% | 21.18% |
| Return on equity | 14.05% | 9.93% | 10.64% |
| Return on assets | 1.55% | 0.88% | 1.13% |
| Return on invested capital | 83.21% | 30.67% | 8.33% |
Growth
Health
Dividend
Size
Any metric, up to five companies and an Excel export Powerpack