Capital Bancorp, Inc. (CBNK) vs Civista Bancshares, Inc. (CIVB)
Capital Bancorp, Inc. and Civista Bancshares, Inc. are both Banks Regional companies. Capital Bancorp, Inc. and Civista Bancshares, Inc. are of similar size ($586.1M and $568.8M). Civista Bancshares, Inc. trades at the lower P/E: 10.0× against 10.5×. Capital Bancorp, Inc. grew revenue faster over the last twelve months: 12.9% against 4.71%. Civista Bancshares, Inc. has the higher net margin (20.7% vs 17.5%) and the lower return on invested capital (5.57% vs 83.2%). Both pay a dividend; Civista Bancshares, Inc. yields more (3.99% vs 1.59%). Across the 20 metrics below, Capital Bancorp, Inc. leads on 14 and Civista Bancshares, Inc. on 6.
Valuation
Profitability
| Metric | CBNK | CIVB | Banks Regional median |
|---|---|---|---|
| Gross margin | 78.67% | 70.94% | 69.57% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 17.47% | 20.73% | 18.66% |
| Free cash flow margin | 20.21% | 21.86% | 21.18% |
| Return on equity | 14.05% | 11.16% | 10.64% |
| Return on assets | 1.55% | 1.28% | 1.13% |
| Return on invested capital | 83.21% | 5.57% | 8.33% |
Growth
Health
Dividend
Size
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