CB Financial Services, Inc. (CBFV) vs First Guaranty Bancshares, Inc. (FGBI)
- CB Financial Services, Inc. CBFV 40.54 −0.39%
- First Guaranty Bancshares, Inc. FGBI 11.74 −0.34%
CB Financial Services, Inc. and First Guaranty Bancshares, Inc. are both Banks Regional companies. CB Financial Services, Inc. and First Guaranty Bancshares, Inc. are of similar size ($207.6M and $196.0M). First Guaranty Bancshares, Inc. has negative trailing earnings, so its P/E is not meaningful; CB Financial Services, Inc. trades at 28.3×. First Guaranty Bancshares, Inc. grew revenue faster over the last twelve months: −8.17% against −9.38%. CB Financial Services, Inc. has the higher net margin (9.90% vs −17.9%) and the higher return on invested capital (4.10% vs 0.00%). Both pay a dividend; CB Financial Services, Inc. yields more (2.71% vs 0.34%). Across the 17 metrics below, CB Financial Services, Inc. leads on 11 and First Guaranty Bancshares, Inc. on 6.
Valuation
Profitability
| Metric | CBFV | FGBI | Banks Regional median |
|---|---|---|---|
| Gross margin | 66.30% | 43.27% | 69.92% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 9.90% | (17.91%) | 18.99% |
| Free cash flow margin | 26.86% | 18.49% | 18.19% |
| Return on equity | 4.65% | (18.24%) | 10.45% |
| Return on assets | 0.45% | (0.98%) | 1.15% |
| Return on invested capital | 4.10% | 0.00% | 8.54% |
Growth
Health
Dividend
Size
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