Camden National Corporation (CAC) vs MetroCity Bankshares, Inc. (MCBS)

Camden National Corporation and MetroCity Bankshares, Inc. are both Banks Regional companies. Camden National Corporation and MetroCity Bankshares, Inc. are of similar size ($1.0B and $978.7M). Camden National Corporation trades at the lower P/E: 10.8× against 11.8×. MetroCity Bankshares, Inc. grew revenue faster over the last twelve months: 25.4% against 5.98%. MetroCity Bankshares, Inc. has the higher net margin (29.4% vs 24.2%) and the higher return on invested capital (0.00% vs 0.00%). Both pay a dividend; MetroCity Bankshares, Inc. yields more (3.15% vs 2.91%). Across the 17 metrics below, Camden National Corporation leads on 10 and MetroCity Bankshares, Inc. on 7.

Valuation

Metric CAC MCBS Banks Regional median
P/E 10.81 11.75 12.02
P/S 2.61 3.52 2.36
P/B 1.36 1.78 1.23
Price to free cash flow 9.73 21.51 10.60
EV/EBITDA — — —
EV/Sales — — —
Earnings yield 9.25% 8.51% 8.21%
Free cash flow yield 10.28% 4.65% 9.23%

Profitability

Metric CAC MCBS Banks Regional median
Gross margin 71.83% 65.04% 69.81%
Operating margin 0.00% 0.00% 0.00%
Net margin 24.16% 29.38% 18.82%
Free cash flow margin 26.87% 16.55% 17.97%
Return on equity 12.92% 16.87% 10.28%
Return on assets 1.29% 2.11% 1.13%
Return on invested capital 0.00% 0.00% 8.45%

Growth

Metric CAC MCBS Banks Regional median
Revenue growth (TTM) 5.98% 25.36% 6.37%
EPS growth (last fiscal year) 6.08% 4.76% 18.85%
Revenue growth, 5-year CAGR 12.43% 18.60% 12.65%
Net income growth, 5-year CAGR 1.89% 13.49% 9.81%

Health

Metric CAC MCBS Banks Regional median
Debt to equity 0.00 0.64 0.17
Current ratio 0.00 0.00 0.93
Net debt to EBITDA 0.00 0.00 0.00

Dividend

Metric CAC MCBS Banks Regional median
Dividend yield 2.91% 3.15% 2.49%
Payout ratio 0.32 0.37 0.29

Size

Metric CAC MCBS Banks Regional median
Market cap 978.74m 1.04b 934.85m

Compare with another peer

Any metric, up to five companies and an Excel export Powerpack