Grupo Financiero Santander Mexico S.A. B. de C.V. (BSMX) vs Zions Bancorporation, N.A. (ZION)

Grupo Financiero Santander Mexico S.A. B. de C.V. and Zions Bancorporation, N.A. are both Banks Regional companies. Zions Bancorporation, N.A. is the larger, with a market value of $9.2B against $8.3B — 1.1× the size. Grupo Financiero Santander Mexico S.A. B. de C.V. trades at the lower P/E: 5.1× against 8.1×. Grupo Financiero Santander Mexico S.A. B. de C.V. grew revenue faster over the last twelve months: 45.0% against 3.88%. Zions Bancorporation, N.A. has the higher net margin (22.6% vs 15.4%) and the higher return on invested capital (15.7% vs 0.00%). Both pay a dividend; Grupo Financiero Santander Mexico S.A. B. de C.V. yields more (10.6% vs 4.18%). Across the 20 metrics below, Grupo Financiero Santander Mexico S.A. B. de C.V. leads on 10 and Zions Bancorporation, N.A. on 10.

Valuation

Metric BSMX ZION Banks Regional median
P/E 5.06 8.13 12.15
P/S 0.84 1.81 2.37
P/B 0.79 1.23 1.21
Price to free cash flow 11.26 5.55 10.80
EV/EBITDA n/m n/m —
EV/Sales 0.24 1.48 2.27
Earnings yield 19.78% 12.30% 8.11%
Free cash flow yield 8.88% 18.01% 8.98%

Profitability

Metric BSMX ZION Banks Regional median
Gross margin 55.88% 72.39% 69.57%
Operating margin 0.00% 0.00% 0.00%
Net margin 15.43% 22.60% 18.66%
Free cash flow margin 7.48% 32.53% 21.18%
Return on equity 15.57% 16.50% 10.64%
Return on assets 1.42% 1.31% 1.13%
Return on invested capital 0.00% 15.66% 8.33%

Growth

Metric BSMX ZION Banks Regional median
Revenue growth (TTM) 45.00% 3.88% 6.61%
EPS growth (last fiscal year) 46.97% 21.41% —
Revenue growth, 5-year CAGR 5.09% 10.93% 12.30%
Net income growth, 5-year CAGR 3.89% 12.13% 9.71%

Health

Metric BSMX ZION Banks Regional median
Debt to equity 0.92 0.25 0.22
Current ratio 1.05 0.84 0.94
Net debt to EBITDA 0.00 0.00 0.00

Dividend

Metric BSMX ZION Banks Regional median
Dividend yield 10.64% 4.18% 3.75%
Payout ratio 0.70 0.29 0.27

Size

Metric BSMX ZION Banks Regional median
Market cap 8.27b 9.17b 921.07m

Compare with another peer

Any metric, up to five companies and an Excel export Powerpack