Grupo Financiero Santander Mexico S.A. B. de C.V. (BSMX) vs Central Bancompany (CBC)

Grupo Financiero Santander Mexico S.A. B. de C.V. and Central Bancompany are both Banks Regional companies. Grupo Financiero Santander Mexico S.A. B. de C.V. and Central Bancompany are of similar size ($8.3B and $7.7B). Grupo Financiero Santander Mexico S.A. B. de C.V. trades at the lower P/E: 5.1× against 17.7×. Central Bancompany has the higher net margin (33.4% vs 15.4%) and the higher return on invested capital (14.8% vs 0.00%). Across the 16 metrics below, Grupo Financiero Santander Mexico S.A. B. de C.V. leads on 10 and Central Bancompany on 6.

Valuation

Metric BSMX CBC Banks Regional median
P/E 5.06 17.66 12.15
P/S 0.84 6.04 2.37
P/B 0.79 1.98 1.21
Price to free cash flow 11.26 15.81 10.80
EV/EBITDA n/m n/m —
EV/Sales 0.24 5.43 2.27
Earnings yield 19.78% 5.66% 8.11%
Free cash flow yield 8.88% 6.33% 8.98%

Profitability

Metric BSMX CBC Banks Regional median
Gross margin 55.88% 88.37% 69.57%
Operating margin 0.00% 0.00% 0.00%
Net margin 15.43% 33.37% 18.66%
Free cash flow margin 7.48% 38.21% 21.18%
Return on equity 15.57% 0.00% 10.64%
Return on assets 1.42% 4.18% 1.13%
Return on invested capital 0.00% 14.75% 8.33%

Growth

Metric BSMX CBC Banks Regional median
Revenue growth (TTM) 45.00% — 6.61%
EPS growth (last fiscal year) 46.97% 26.24% —
Revenue growth, 5-year CAGR 5.09% — 12.30%
Net income growth, 5-year CAGR 3.89% — 9.71%

Health

Metric BSMX CBC Banks Regional median
Debt to equity 0.92 0.00 0.22
Current ratio 1.05 0.76 0.94
Net debt to EBITDA 0.00 0.00 0.00

Dividend

Metric BSMX CBC Banks Regional median
Dividend yield 10.64% — 3.75%
Payout ratio 0.70 — 0.27

Size

Metric BSMX CBC Banks Regional median
Market cap 8.27b 7.66b 921.07m

Compare with another peer

Any metric, up to five companies and an Excel export Powerpack