Banco Santander Chile (BSAC) vs First Citizens BancShares, Inc. (FCNCA)
Banco Santander Chile and First Citizens BancShares, Inc. are both Banks Regional companies. First Citizens BancShares, Inc. is the larger, with a market value of $22.9B against $15.9B — 1.4× the size. First Citizens BancShares, Inc. trades at the lower P/E: 11.2× against 13.1×. Banco Santander Chile grew revenue faster over the last twelve months: 1.92% against −1.26%. Banco Santander Chile has the higher net margin (24.0% vs 15.7%) and the higher return on invested capital (554.7% vs 7.30%). Both pay a dividend; Banco Santander Chile yields more (4.78% vs 0.35%). Across the 20 metrics below, First Citizens BancShares, Inc. leads on 11 and Banco Santander Chile on 9.
Valuation
Profitability
| Metric | BSAC | FCNCA | Banks Regional median |
|---|---|---|---|
| Gross margin | 62.83% | 66.51% | 69.57% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 24.02% | 15.69% | 18.66% |
| Free cash flow margin | 0.00% | 17.31% | 21.18% |
| Return on equity | 23.60% | 10.92% | 10.64% |
| Return on assets | 1.69% | 0.97% | 1.13% |
| Return on invested capital | 554.73% | 7.30% | 8.33% |
Growth
Health
Dividend
Size
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