Bank of the James Financial Group, Inc. (BOTJ) vs First Northwest Bancorp (FNWB)
- Bank of the James Financial Group, Inc. BOTJ 23.97 −1.20%
- First Northwest Bancorp FNWB 10.10 −2.23%
Bank of the James Financial Group, Inc. and First Northwest Bancorp are both Banks Regional companies. Bank of the James Financial Group, Inc. is the larger, with a market value of $108.9M against $96.0M — 1.1× the size. First Northwest Bancorp has negative trailing earnings, so its P/E is not meaningful; Bank of the James Financial Group, Inc. trades at 9.5×. Bank of the James Financial Group, Inc. grew revenue faster over the last twelve months: 6.20% against −5.00%. Bank of the James Financial Group, Inc. has the higher net margin (17.7% vs −0.04%) and the higher return on invested capital (18.7% vs −0.11%). Only Bank of the James Financial Group, Inc. pays a dividend (1.67%). Across the 18 metrics below, Bank of the James Financial Group, Inc. leads on 13 and First Northwest Bancorp on 5.
Valuation
Profitability
| Metric | BOTJ | FNWB | Banks Regional median |
|---|---|---|---|
| Gross margin | 79.81% | 60.06% | 69.81% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 17.72% | (0.04%) | 18.82% |
| Free cash flow margin | 17.83% | 5.20% | 17.97% |
| Return on equity | 14.84% | (0.03%) | 10.28% |
| Return on assets | 1.12% | 0.00% | 1.13% |
| Return on invested capital | 18.72% | (0.11%) | 8.45% |
Growth
Health
Dividend
Size
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