Brookfield Wealth Solutions Ltd. (BNT) vs Waterdrop Inc. Unsponsored ADR (WDH)

Brookfield Wealth Solutions Ltd. and Waterdrop Inc. Unsponsored ADR are both Insurance Diversified companies. Brookfield Wealth Solutions Ltd. is the larger, with a market value of $12.4B against $280.7M — 44.2× the size. Waterdrop Inc. Unsponsored ADR trades at the lower P/E: 4.8× against 48.5×. Waterdrop Inc. Unsponsored ADR grew revenue faster over the last twelve months: 80.9% against −17.5%. Waterdrop Inc. Unsponsored ADR has the higher net margin (10.8% vs 0.90%) and the higher return on invested capital (6.46% vs 6.46%). Both pay a dividend; Waterdrop Inc. Unsponsored ADR yields more (6.00% vs 0.65%). Across the 20 metrics below, Waterdrop Inc. Unsponsored ADR leads on 16 and Brookfield Wealth Solutions Ltd. on 4.

Valuation

Metric BNT WDH Insurance Diversified median
P/E 48.53 4.76 11.57
P/S 1.04 0.48 1.52
P/B 0.69 0.46 1.64
Price to free cash flow 3.81 1.59 6.58
EV/EBITDA — — —
EV/Sales — — —
Earnings yield 2.06% 21.00% 7.65%
Free cash flow yield 26.23% 62.81% 15.20%

Profitability

Metric BNT WDH Insurance Diversified median
Gross margin 53.26% 57.13% 53.26%
Operating margin 13.14% 7.68% 19.02%
Net margin 0.90% 10.75% 15.94%
Free cash flow margin 27.20% 0.00% 6.29%
Return on equity 0.64% 10.75% 12.08%
Return on assets 0.06% 7.69% 5.31%
Return on invested capital 6.46% 6.46% 9.01%

Growth

Metric BNT WDH Insurance Diversified median
Revenue growth (TTM) (17.52%) 80.88% 1.89%
EPS growth (last fiscal year) (61.45%) 70.28% 28.70%
Revenue growth, 5-year CAGR 86.62% 4.16% 8.63%
Net income growth, 5-year CAGR 275.85% 0.00% 10.84%

Health

Metric BNT WDH Insurance Diversified median
Debt to equity 0.55 0.09 0.17
Current ratio 0.16 2.19 0.47
Net debt to EBITDA (1.87) (4.16) 0.17

Dividend

Metric BNT WDH Insurance Diversified median
Dividend yield 0.65% 6.00% 1.96%
Payout ratio 0.31 0.29 0.15

Size

Metric BNT WDH Insurance Diversified median
Market cap 12.41b 280.69m 12.81b

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