Bank of Marin Bancorp (BMRC) vs USCB Financial Holdings, Inc. (USCB)
- Bank of Marin Bancorp BMRC 26.41 +0.08%
- USCB Financial Holdings, Inc. USCB 22.35 +0.09%
Bank of Marin Bancorp and USCB Financial Holdings, Inc. are both Banks Regional companies. Bank of Marin Bancorp and USCB Financial Holdings, Inc. are of similar size ($427.4M and $412.5M). Bank of Marin Bancorp has negative trailing earnings, so its P/E is not meaningful; USCB Financial Holdings, Inc. trades at 14.5×. USCB Financial Holdings, Inc. grew revenue faster over the last twelve months: 4.72% against −20.5%. USCB Financial Holdings, Inc. has the higher net margin (18.1% vs −13.1%) and the higher return on invested capital (6.24% vs −9.12%). Both pay a dividend; Bank of Marin Bancorp yields more (3.79% vs 2.13%). Across the 18 metrics below, USCB Financial Holdings, Inc. leads on 14 and Bank of Marin Bancorp on 4.
Valuation
Profitability
| Metric | BMRC | USCB | Banks Regional median |
|---|---|---|---|
| Gross margin | 56.00% | 61.02% | 69.55% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | (13.07%) | 18.05% | 18.66% |
| Free cash flow margin | 35.12% | 30.84% | 21.11% |
| Return on equity | (3.41%) | 12.36% | 10.65% |
| Return on assets | (0.38%) | 1.00% | 1.13% |
| Return on invested capital | (9.12%) | 6.24% | 8.35% |
Growth
Health
Dividend
Size
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