Bank of Marin Bancorp (BMRC) vs First Bank (FRBA)
Bank of Marin Bancorp and First Bank are both Banks Regional companies. Bank of Marin Bancorp and First Bank are of similar size ($449.9M and $435.4M). Bank of Marin Bancorp has negative trailing earnings, so its P/E is not meaningful; First Bank trades at 10.3×. First Bank grew revenue faster over the last twelve months: 2.77% against −20.5%. First Bank has the higher net margin (17.5% vs −13.1%) and the higher return on invested capital (9.34% vs −9.12%). Both pay a dividend; Bank of Marin Bancorp yields more (5.81% vs 1.78%). Across the 19 metrics below, First Bank leads on 16 and Bank of Marin Bancorp on 3.
Valuation
Profitability
| Metric | BMRC | FRBA | Banks Regional median |
|---|---|---|---|
| Gross margin | 56.00% | 61.42% | 69.57% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | (13.07%) | 17.45% | 18.66% |
| Free cash flow margin | 35.12% | 20.80% | 21.18% |
| Return on equity | (3.41%) | 9.72% | 10.64% |
| Return on assets | (0.38%) | 1.05% | 1.13% |
| Return on invested capital | (9.12%) | 9.34% | 8.33% |
Growth
Health
Dividend
Size
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