Bank of Marin Bancorp (BMRC) vs Farmers & Merchants Bancorp Inc. (FMAO)
Bank of Marin Bancorp and Farmers & Merchants Bancorp Inc. are both Banks Regional companies. Bank of Marin Bancorp and Farmers & Merchants Bancorp Inc. are of similar size ($482.5M and $449.9M). Bank of Marin Bancorp has negative trailing earnings, so its P/E is not meaningful; Farmers & Merchants Bancorp Inc. trades at 12.0×. Farmers & Merchants Bancorp Inc. grew revenue faster over the last twelve months: 7.14% against −20.5%. Farmers & Merchants Bancorp Inc. has the higher net margin (20.0% vs −13.1%) and the higher return on invested capital (8.07% vs −9.12%). Both pay a dividend; Bank of Marin Bancorp yields more (5.81% vs 4.06%). Across the 19 metrics below, Farmers & Merchants Bancorp Inc. leads on 14 and Bank of Marin Bancorp on 5.
Valuation
Profitability
| Metric | BMRC | FMAO | Banks Regional median |
|---|---|---|---|
| Gross margin | 56.00% | 66.09% | 69.57% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | (13.07%) | 20.02% | 18.66% |
| Free cash flow margin | 35.12% | 21.61% | 21.18% |
| Return on equity | (3.41%) | 10.75% | 10.64% |
| Return on assets | (0.38%) | 1.15% | 1.13% |
| Return on invested capital | (9.12%) | 8.07% | 8.33% |
Growth
Health
Dividend
Size
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