Macro Bank Inc. (BMA) vs Renasant Corporation (RNST)

Macro Bank Inc. and Renasant Corporation are both Banks Regional companies. Macro Bank Inc. and Renasant Corporation are of similar size ($3.6B and $3.6B). Renasant Corporation trades at the lower P/E: 11.0× against 12.2×. Renasant Corporation grew revenue faster over the last twelve months: 20.6% against 13.9%. Renasant Corporation has the higher net margin (21.2% vs 6.18%) and the lower return on invested capital (6.91% vs 8.33%). Both pay a dividend; Macro Bank Inc. yields more (6.57% vs 2.37%). Across the 18 metrics below, Macro Bank Inc. leads on 9 and Renasant Corporation on 9.

Valuation

Metric BMA RNST Banks Regional median
P/E 12.17 11.04 12.02
P/S 0.77 2.29 2.36
P/B 0.85 0.94 1.23
Price to free cash flow 3.26 8.23 10.60
EV/EBITDA — — —
EV/Sales — — —
Earnings yield 8.22% 9.06% 8.21%
Free cash flow yield 30.65% 12.16% 9.23%

Profitability

Metric BMA RNST Banks Regional median
Gross margin 67.78% 69.81% 69.81%
Operating margin 0.00% 0.00% 0.00%
Net margin 6.18% 21.16% 18.82%
Free cash flow margin 0.00% 0.00% 17.97%
Return on equity 7.08% 8.70% 10.28%
Return on assets 1.73% 1.23% 1.13%
Return on invested capital 8.33% 6.91% 8.45%

Growth

Metric BMA RNST Banks Regional median
Revenue growth (TTM) 13.93% 20.61% 6.37%
EPS growth (last fiscal year) (35.21%) (36.70%) 18.85%
Revenue growth, 5-year CAGR 10.36% 14.50% 12.65%
Net income growth, 5-year CAGR (9.01%) 16.73% 9.81%

Health

Metric BMA RNST Banks Regional median
Debt to equity 0.26 0.20 0.17
Current ratio 1.10 0.91 0.93
Net debt to EBITDA 0.00 0.00 0.00

Dividend

Metric BMA RNST Banks Regional median
Dividend yield 6.57% 2.37% 2.49%
Payout ratio 0.80 0.26 0.29

Size

Metric BMA RNST Banks Regional median
Market cap 3.64b 3.58b 934.85m

Compare with another peer

Any metric, up to five companies and an Excel export Powerpack