Brighthouse Financial, Inc. (BHF) vs F&G Annuities & Life, Inc. (FG)

Brighthouse Financial, Inc. and F&G Annuities & Life, Inc. are both Insurance Life companies. Brighthouse Financial, Inc. and F&G Annuities & Life, Inc. are of similar size ($3.1B and $2.8B). Brighthouse Financial, Inc. trades at the lower P/E: 4.2× against 7.4×. F&G Annuities & Life, Inc. grew revenue faster over the last twelve months: 15.0% against 2.62%. Brighthouse Financial, Inc. has the higher net margin (11.0% vs 6.61%) and the higher return on invested capital (22.9% vs 8.88%). Across the 19 metrics below, Brighthouse Financial, Inc. leads on 14 and F&G Annuities & Life, Inc. on 5.

Valuation

Metric BHF FG Insurance Life median
P/E 4.25 7.36 12.15
P/S 0.46 0.47 0.75
P/B 0.46 0.61 1.12
Price to free cash flow n/m 0.66 7.78
EV/EBITDA n/m 2.17 8.42
EV/Sales (0.13) 0.50 0.80
Earnings yield 23.53% 13.58% 8.23%
Free cash flow yield (17.56%) 150.61% 11.12%

Profitability

Metric BHF FG Insurance Life median
Gross margin 53.34% 30.01% 32.44%
Operating margin 14.65% 11.31% 11.31%
Net margin 10.96% 6.61% 6.61%
Free cash flow margin (8.09%) 71.29% 15.04%
Return on equity 11.80% 8.67% 8.67%
Return on assets 0.30% 0.41% 0.67%
Return on invested capital 22.87% 8.88% 8.20%

Growth

Metric BHF FG Insurance Life median
Revenue growth (TTM) 2.62% 15.01% 7.91%
EPS growth (last fiscal year) 23.06% (61.48%) —
Revenue growth, 5-year CAGR (4.47%) 32.79% 1.08%
Net income growth, 5-year CAGR 0.00% 0.00% 0.00%

Health

Metric BHF FG Insurance Life median
Debt to equity 0.48 0.48 0.48
Current ratio 0.87 0.30 0.21
Net debt to EBITDA (14.49) 0.65 0.12

Dividend

Metric BHF FG Insurance Life median
Dividend yield — 1.34% 2.41%
Payout ratio 0.00 — 0.17

Size

Metric BHF FG Insurance Life median
Market cap 3.07b 2.82b 7.92b

Compare with another peer

Any metric, up to five companies and an Excel export Powerpack