BBVA Banco Frances S.A. (BBAR) vs Stock Yards Bancorp, Inc. (SYBT)

BBVA Banco Frances S.A. and Stock Yards Bancorp, Inc. are both Banks Regional companies. Stock Yards Bancorp, Inc. is the larger, with a market value of $2.5B against $2.2B — 1.1× the size. BBVA Banco Frances S.A. trades at the lower P/E: 7.9× against 15.2×. Stock Yards Bancorp, Inc. grew revenue faster over the last twelve months: 9.69% against −0.82%. Stock Yards Bancorp, Inc. has the higher net margin (25.9% vs 5.57%) and the lower return on invested capital (0.00% vs 100.9%). Across the 18 metrics below, Stock Yards Bancorp, Inc. leads on 10 and BBVA Banco Frances S.A. on 8.

Valuation

Metric BBAR SYBT Banks Regional median
P/E 7.88 15.18 12.02
P/S 0.45 4.06 2.36
P/B 0.73 1.94 1.23
Price to free cash flow 3.80 12.73 10.60
EV/EBITDA — — —
EV/Sales — — —
Earnings yield 12.68% 6.59% 8.21%
Free cash flow yield 26.30% 7.85% 9.23%

Profitability

Metric BBAR SYBT Banks Regional median
Gross margin 56.70% 73.02% 69.81%
Operating margin 0.00% 0.00% 0.00%
Net margin 5.57% 25.89% 18.82%
Free cash flow margin 11.75% 33.85% 17.97%
Return on equity 9.71% 13.58% 10.28%
Return on assets 1.49% 1.60% 1.13%
Return on invested capital 100.94% 0.00% 8.45%

Growth

Metric BBAR SYBT Banks Regional median
Revenue growth (TTM) (0.82%) 9.69% 6.37%
EPS growth (last fiscal year) (36.41%) 22.11% 18.85%
Revenue growth, 5-year CAGR 18.03% 23.09% 12.65%
Net income growth, 5-year CAGR 12.05% 18.94% 9.81%

Health

Metric BBAR SYBT Banks Regional median
Debt to equity 0.33 0.22 0.17
Current ratio 1.06 1.01 0.93
Net debt to EBITDA 0.00 0.00 0.00

Dividend

Metric BBAR SYBT Banks Regional median
Dividend yield — 1.63% 2.49%
Payout ratio — 0.25 0.29

Size

Metric BBAR SYBT Banks Regional median
Market cap 2.20b 2.46b 934.85m

Compare with another peer

Any metric, up to five companies and an Excel export Powerpack