Grupo Aval Acciones y Valores S.A. (AVAL) vs Happen Inc. (HAPN)
Grupo Aval Acciones y Valores S.A. and Happen Inc. are both Banks Regional companies. Grupo Aval Acciones y Valores S.A. and Happen Inc. are of similar size ($1.9B and $1.8B). Happen Inc. trades at the lower P/E: 8.8× against 12.4×. Happen Inc. grew revenue faster over the last twelve months: 11.6% against 1.48%. Happen Inc. has the higher net margin (14.0% vs 5.23%) and the higher return on invested capital (24.5% vs −0.19%). Across the 18 metrics below, Happen Inc. leads on 12 and Grupo Aval Acciones y Valores S.A. on 6.
Valuation
Profitability
| Metric | AVAL | HAPN | Banks Regional median |
|---|---|---|---|
| Gross margin | 43.20% | 75.19% | 69.57% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 5.23% | 14.03% | 18.66% |
| Free cash flow margin | 0.00% | (212.17%) | 21.18% |
| Return on equity | 0.00% | 13.15% | 10.64% |
| Return on assets | 0.52% | 1.68% | 1.13% |
| Return on invested capital | (0.19%) | 24.47% | 8.33% |
Growth
Health
Dividend
Size
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