Grupo Aval Acciones y Valores S.A. (AVAL) vs City Holding Company (CHCO)
Grupo Aval Acciones y Valores S.A. and City Holding Company are both Banks Regional companies. Grupo Aval Acciones y Valores S.A. and City Holding Company are of similar size ($2.0B and $1.9B). Grupo Aval Acciones y Valores S.A. trades at the lower P/E: 12.4× against 15.5×. City Holding Company grew revenue faster over the last twelve months: 3.37% against 1.48%. City Holding Company has the higher net margin (32.8% vs 5.23%) and the higher return on invested capital (14.8% vs −0.19%). Both pay a dividend; Grupo Aval Acciones y Valores S.A. yields more (6.78% vs 2.85%). Across the 20 metrics below, Grupo Aval Acciones y Valores S.A. leads on 10 and City Holding Company on 10.
Valuation
Profitability
| Metric | AVAL | CHCO | Banks Regional median |
|---|---|---|---|
| Gross margin | 43.20% | 80.00% | 69.57% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 5.23% | 32.75% | 18.66% |
| Free cash flow margin | 0.00% | 34.74% | 21.18% |
| Return on equity | 0.00% | 16.76% | 10.64% |
| Return on assets | 0.52% | 1.97% | 1.13% |
| Return on invested capital | (0.19%) | 14.81% | 8.33% |
Growth
Health
Dividend
Size
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