Pricing Log in Create free account

Associated Banc-Corp (ASB) vs Intercorp Financial Services Inc. (IFS)

Associated Banc-Corp and Intercorp Financial Services Inc. are both Banks Regional companies. Associated Banc-Corp and Intercorp Financial Services Inc. are of similar size ($5.7B and $5.6B). Associated Banc-Corp trades at the lower P/E: 10.5× against 13.8×. Associated Banc-Corp grew revenue faster over the last twelve months: 22.9% against 10.6%. Associated Banc-Corp has the higher net margin (19.4% vs 18.0%) and the higher return on invested capital (4.95% vs 0.00%). Across the 18 metrics below, Associated Banc-Corp leads on 13 and Intercorp Financial Services Inc. on 5.

Valuation

Metric ASB IFS Banks Regional median
P/E 10.49 13.76 12.02
P/S 2.16 2.44 2.36
P/B 1.08 1.39 1.23
Price to free cash flow 6.71 11.17 10.60
EV/EBITDA — — —
EV/Sales — — —
Earnings yield 9.54% 7.27% 8.21%
Free cash flow yield 14.91% 8.96% 9.23%

Profitability

Metric ASB IFS Banks Regional median
Gross margin 63.62% 65.45% 69.81%
Operating margin 0.00% 0.00% 0.00%
Net margin 19.35% 17.95% 18.82%
Free cash flow margin 32.14% 0.00% 17.97%
Return on equity 10.31% 0.00% 10.28%
Return on assets 1.07% 0.00% 1.13%
Return on invested capital 4.95% 0.00% 8.45%

Growth

Metric ASB IFS Banks Regional median
Revenue growth (TTM) 22.93% 10.64% 6.37%
EPS growth (last fiscal year) 284.72% 60.07% 18.85%
Revenue growth, 5-year CAGR 11.50% 15.71% 12.65%
Net income growth, 5-year CAGR 9.83% 37.67% 9.81%

Health

Metric ASB IFS Banks Regional median
Debt to equity 0.83 0.59 0.17
Current ratio 0.92 1.10 0.93
Net debt to EBITDA 0.00 0.00 0.00

Dividend

Metric ASB IFS Banks Regional median
Dividend yield 3.14% — 2.49%
Payout ratio 0.33 — 0.29

Size

Metric ASB IFS Banks Regional median
Market cap 5.67b 5.60b 934.85m

Compare with another peer

Any metric, up to five companies and an Excel export Powerpack