Amerant Bancorp Inc. (AMTB) vs CNB Financial Corporation (CCNE)

Amerant Bancorp Inc. and CNB Financial Corporation are both Banks Regional companies. Amerant Bancorp Inc. and CNB Financial Corporation are of similar size ($1.2B and $1.1B). CNB Financial Corporation trades at the lower P/E: 10.3× against 17.3×. CNB Financial Corporation grew revenue faster over the last twelve months: 26.1% against −7.36%. CNB Financial Corporation has the higher net margin (19.7% vs 10.6%) and the higher return on invested capital (13.1% vs 4.00%). Both pay a dividend; CNB Financial Corporation yields more (2.09% vs 1.22%). Across the 19 metrics below, CNB Financial Corporation leads on 14 and Amerant Bancorp Inc. on 5.

Valuation

Metric AMTB CCNE Banks Regional median
P/E 17.34 10.29 11.87
P/S 1.83 2.09 2.35
P/B 1.38 1.23 1.23
Price to free cash flow 7.66 11.62 10.45
EV/EBITDA — — —
EV/Sales — — —
Earnings yield 5.77% 9.72% 8.34%
Free cash flow yield 13.05% 8.61% 9.37%

Profitability

Metric AMTB CCNE Banks Regional median
Gross margin 66.23% 68.60% 69.92%
Operating margin 0.00% 0.00% 0.00%
Net margin 10.63% 19.74% 18.99%
Free cash flow margin 23.89% 18.01% 18.19%
Return on equity 7.54% 12.10% 10.45%
Return on assets 0.65% 1.19% 1.15%
Return on invested capital 4.00% 13.10% 8.54%

Growth

Metric AMTB CCNE Banks Regional median
Revenue growth (TTM) (7.36%) 26.13% 6.56%
EPS growth (last fiscal year) 386.36% 4.18% 18.85%
Revenue growth, 5-year CAGR 15.14% 17.24% 12.65%
Net income growth, 5-year CAGR 0.00% 14.27% 9.81%

Health

Metric AMTB CCNE Banks Regional median
Debt to equity 1.02 0.06 0.14
Current ratio 0.89 0.96 0.92
Net debt to EBITDA 0.00 0.00 0.00

Dividend

Metric AMTB CCNE Banks Regional median
Dividend yield 1.22% 2.09% 2.51%
Payout ratio 0.21 0.22 0.30

Size

Metric AMTB CCNE Banks Regional median
Market cap 1.15b 1.07b 915.17m

Compare with another peer

Any metric, up to five companies and an Excel export Powerpack