Jianpu Technology Inc. (AIJTY) vs Weidai Ltd. Sponsored ADR (WEI)

Jianpu Technology Inc. and Weidai Ltd. Sponsored ADR are both Credit Services companies. Weidai Ltd. Sponsored ADR is the larger, with a market value of $67.6M against $12.8M — 5.3× the size. Jianpu Technology Inc. grew revenue faster over the last twelve months: 4.97% against −26.6%. Jianpu Technology Inc. has the higher net margin (−2.50% vs −29.5%) and the higher return on invested capital (0.00% vs 0.00%). Across the 17 metrics below, Jianpu Technology Inc. leads on 9 and Weidai Ltd. Sponsored ADR on 8.

Valuation

Metric AIJTY WEI Credit Services median
P/E n/m n/m 9.64
P/S 0.13 0.03 0.87
P/B 0.46 0.07 1.16
Price to free cash flow n/m 0.03 2.99
EV/EBITDA 1.01 n/m 9.58
EV/Sales (0.05) (0.16) 2.32
Earnings yield (18.74%) (145.83%) 6.72%
Free cash flow yield (350.60%) 3,993.56% 12.33%

Profitability

Metric AIJTY WEI Credit Services median
Gross margin 25.57% 0.00% 77.13%
Operating margin (4.91%) 0.00% 0.34%
Net margin (2.50%) (29.49%) 9.25%
Free cash flow margin (46.45%) 0.00% 13.03%
Return on equity 0.00% (36.15%) 8.49%
Return on assets 0.00% (20.21%) 2.29%
Return on invested capital 0.00% 0.00% 4.09%

Growth

Metric AIJTY WEI Credit Services median
Revenue growth (TTM) 4.97% (26.60%) 4.62%
EPS growth (last fiscal year) (69.01%) (63.87%) —
Revenue growth, 5-year CAGR 9.29% (16.00%) 9.13%
Net income growth, 5-year CAGR 0.00% 0.00% 0.00%

Health

Metric AIJTY WEI Credit Services median
Debt to equity 0.00 0.01 0.68
Current ratio 1.87 2.20 1.55
Net debt to EBITDA (13.28) 0.67 0.13

Dividend

Metric AIJTY WEI Credit Services median
Dividend yield — — 3.34%
Payout ratio 0.00 0.00 0.00

Size

Metric AIJTY WEI Credit Services median
Market cap 12.76m 67.64m 872.19m

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