AI Financial Corporation (AIFC) vs Smartbird, Inc. (BIRD)

AI Financial Corporation and Smartbird, Inc. are both Software Infrastructure companies. AI Financial Corporation is the larger, with a market value of $22.5M against $15.4M — 1.5× the size. AI Financial Corporation grew revenue faster over the last twelve months: −0.98% against −38.0%. Smartbird, Inc. has the higher net margin (−72.8% vs −4,021.7%) and the higher return on invested capital (0.00% vs −2.02%). Across the 18 metrics below, Smartbird, Inc. leads on 11 and AI Financial Corporation on 7.

Valuation

Metric AIFC BIRD Software Infrastructure median
P/E n/m n/m 24.52
P/S 1.12 0.11 2.78
P/B 0.04 0.53 2.84
Price to free cash flow n/m n/m 18.22
EV/EBITDA n/m 0.22 13.98
EV/Sales 1.97 (0.17) 2.92
Earnings yield (5,343.76%) (691.54%) 0.00%
Free cash flow yield (88.82%) (388.00%) 0.37%

Profitability

Metric AIFC BIRD Software Infrastructure median
Gross margin 55.05% 0.00% 57.91%
Operating margin (107.34%) (80.17%) 0.00%
Net margin (4,021.65%) (72.82%) 0.00%
Free cash flow margin (91.05%) (43.72%) 0.00%
Return on equity (247.36%) (164.03%) 0.00%
Return on assets (203.72%) (84.18%) 0.00%
Return on invested capital (2.02%) 0.00% 0.00%

Growth

Metric AIFC BIRD Software Infrastructure median
Revenue growth (TTM) (0.98%) (38.03%) 14.42%
EPS growth (last fiscal year) (774.34%) 20.22% 17.35%
Revenue growth, 5-year CAGR (6.68%) (7.01%) 16.15%
Net income growth, 5-year CAGR 0.00% 0.00% 0.00%

Health

Metric AIFC BIRD Software Infrastructure median
Debt to equity 0.04 0.36 0.02
Current ratio 0.60 3.70 1.53
Net debt to EBITDA (0.16) 0.13 0.05

Dividend

Metric AIFC BIRD Software Infrastructure median
Dividend yield — 0.00% 1.04%
Payout ratio — — 0.29

Size

Metric AIFC BIRD Software Infrastructure median
Market cap 22.45m 15.35m 606.60m

Compare with another peer

Any metric, up to five companies and an Excel export Powerpack