White Mountains Insurance Group, Ltd.

WTM Financial Insurance Property & Casualty

White Mountains Insurance Group, Ltd.’s revenue for fiscal 2025 (year ended December 2025) was $3.7 billion, up 66.8% from fiscal 2024.

Revenue
−25.8%
EPS
−140.1%
Free cash flow
−0.75%
Total debt
+21.3%

Quarter to September 2026, against a year earlier

2,250.09 44.07 −1.92%
Market cap
$5.5B
P/E
6.0×
Fwd P/E
5.1×
Dividend yield
0.04%
F-score
6/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a
Older periods Dec '25 Mar '26 Jun '26 Sep '26 From the 10-Q filed 5 Nov
P/E ratio

+8 more quarters

4.81 5.40 4.72 5.32
P/S ratio
1.41 1.46 1.30 1.31
P/FCF ratio
9.58 8.67 12.89 12.29
P/Operating CF
97.71 176.26 (89.96) 13.25
P/B ratio
0.86 0.89 0.82 0.78
EV/Sales
1.58 1.65 1.51 —
EV/EBITDA
3.68 4.01 3.61 —
EV/FCF
10.77 9.80 14.97 —
Current Ratio
0.46 0.51 0.56 —
Net Debt/EBITDA
0.59 55.03 2.78 0.00
Debt/Equity
0.14 0.14 0.15 0.15
Earnings Yield
20.81% 18.51% 21.19% 18.81%
Free Cash Flow Yield
10.43% 11.54% 7.76% 8.14%
Free Cash Flow per Share
21.27 12.46 (23.05) 151.42
Book value per Share
2,416.29 2,470.17 2,541.74 2,587.92
Free Cash Flow
53.90 30.50 (55.50) 356.60
EV/EBIT
3.75 4.09 3.71 —
Other line items

Show all line items

Columns are period end dates · fundamentals updated 5 Nov 2026