Wintrust Financial Corporation WTFC
146.11
1.79
1.24%
as of 25 Sep
- Market cap
- $9.7B
- P/E
- 11.6×
Follow WTFC
Growth Flags
show if company had growth for consecutive years
| Dec '16 | Dec '17 | Dec '18 | Dec '19 | Dec '20 | Dec '21 | Dec '22 | Dec '23 | Dec '24 | Dec '25 | |
|---|---|---|---|---|---|---|---|---|---|---|
P/E ratio |
18.93 | 18.17 | 11.19 | 11.60 | 12.97 | 11.81 | 10.29 | 9.53 | 11.91 | 12.07 |
P/S ratio |
3.20 | 3.56 | 2.45 | 2.25 | 1.85 | 2.78 | 2.24 | 1.70 | 2.00 | 2.21 |
P/FCF ratio |
13.13 | 13.15 | 12.12 | 21.91 | 0.00 | 4.82 | 3.75 | 8.12 | 12.50 | 10.87 |
P/Operating CF |
9.24 | 17.82 | 32.25 | 13.95 | (36.87) | 12.94 | 15.49 | 22.85 | 16.18 | 37.17 |
P/B ratio |
1.49 | 1.58 | 1.19 | 1.13 | 0.95 | 1.27 | 1.13 | 1.14 | 1.34 | 1.37 |
Price to Tangible BV |
1.89 | 1.93 | 1.49 | 1.40 | 1.16 | 1.52 | 1.34 | 1.32 | 1.58 | 1.58 |
EV/Sales |
2.81 | 3.46 | 2.27 | 1.88 | 0.44 | 0.60 | 2.75 | 2.05 | 1.84 | 2.41 |
EV/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
EV/Operating CF |
10.27 | 10.90 | 9.18 | 12.64 | (1.59) | 0.99 | 4.42 | 9.16 | 10.13 | 11.19 |
EV/FCF |
11.53 | 12.79 | 11.21 | 18.27 | (1.42) | 1.04 | 4.60 | 9.77 | 11.50 | 11.84 |
Quick Ratio |
0.06 | 0.06 | 0.06 | 0.08 | 0.13 | 0.15 | 0.06 | 0.05 | 0.09 | 0.06 |
Current Ratio |
0.99 | 1.01 | 0.99 | 0.98 | 1.03 | 0.99 | 0.99 | 0.99 | 1.01 | 1.00 |
Net Debt/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Debt/Assets |
3.15% | 4.36% | 3.88% | 4.87% | 5.41% | 4.84% | 6.81% | 6.51% | 6.53% | 6.30% |
Debt/Equity |
0.30 | 0.41 | 0.37 | 0.48 | 0.59 | 0.54 | 0.75 | 0.68 | 0.67 | 0.62 |
Asset Turnover |
0.05 | 0.05 | 0.05 | 0.05 | 0.05 | 0.04 | 0.04 | 0.06 | 0.07 | 0.06 |
Operating CF/Net income |
1.62 | 1.62 | 1.13 | 0.77 | (1.91) | 2.58 | 2.85 | 1.25 | 1.08 | 1.18 |
Capex/Depreciation |
(0.58) | (0.86) | (0.91) | (0.86) | (0.59) | (0.53) | (0.63) | (0.54) | (0.88) | (0.46) |
| 8.46% | 9.36% | 11.18% | 10.36% | 7.47% | 11.25% | 11.37% | 12.69% | 12.22% | 12.13% | |
| 0.79% | 0.93% | 1.13% | 1.02% | 0.66% | 0.92% | 0.93% | 1.09% | 1.10% | 1.14% | |
ROIC |
9.21% | 8.54% | 9.63% | 9.93% | 17.06% | 90.69% | 7.40% | 8.06% | 10.37% | 8.64% |
Return on Tangible Assets |
53.32% | 33.35% | 109.76% | 219.53% | 13.80% | 87.13% | 191.06% | 149.45% | 58.84% | 141.33% |
Average Days of Receivables |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Selling, General and Administrative Expense of Revenue |
62.48% | 59.81% | 56.08% | 54.13% | 65.53% | 57.24% | 56.59% | 42.72% | 37.61% | 37.50% |
Intangible Assets out of Total Assets |
0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
Share Based Compensation of Revenue |
0.82% | 1.02% | 0.88% | 0.63% | (0.26%) | 0.87% | 1.44% | 1.01% | 0.96% | 0.98% |
Graham Net Nets |
(0.29) | (0.24) | (0.42) | (0.59) | (0.41) | (0.52) | (0.83) | (0.71) | (0.49) | (0.50) |
Graham Number |
64.64 | 72.90 | 86.37 | 92.86 | 82.60 | 111.38 | 116.39 | 133.55 | 148.13 | 163.15 |
Earnings Yield |
5.28% | 5.50% | 8.93% | 8.62% | 7.71% | 8.47% | 9.71% | 10.49% | 8.40% | 8.28% |
Free Cash Flow Yield |
7.62% | 7.61% | 8.25% | 4.56% | (16.57%) | 20.74% | 26.67% | 12.32% | 8.00% | 9.20% |
Revenue per Share |
22.63 | 23.14 | 27.12 | 31.52 | 32.98 | 32.66 | 37.30 | 54.41 | 62.27 | 63.23 |
Operating CF per Share |
6.18 | 7.34 | 6.70 | 4.68 | (9.01) | 19.84 | 23.22 | 12.17 | 11.33 | 13.61 |
Capex per Share |
(0.67) | (1.08) | (1.21) | (1.44) | (1.11) | (1.00) | (0.90) | (0.76) | (1.35) | (0.75) |
Free Cash Flow per Share |
5.51 | 6.26 | 5.49 | 3.24 | (10.12) | 18.84 | 22.32 | 11.41 | 9.98 | 12.86 |
Cash per Share |
24.91 | 24.53 | 26.53 | 43.13 | 89.11 | 113.78 | 41.90 | 41.09 | 76.51 | 54.54 |
Shareholders Equity per Share |
53.61 | 54.42 | 58.04 | 64.92 | 71.55 | 78.93 | 81.02 | 88.30 | 99.62 | 108.51 |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Book value per Share |
53.61 | 54.42 | 58.04 | 64.92 | 71.55 | 78.93 | 81.02 | 88.30 | 99.62 | 108.51 |
Free Cash Flow |
277.04 | 342.43 | 308.91 | 183.97 | (582.11) | 1,073.80 | 1,321.55 | 697.97 | 635.53 | 860.40 |
Working Capital |
(236.54) | 121.54 | (366.00) | (596.04) | 1,199.91 | (263.52) | (512.67) | (351.06) | 354.67 | (233.85) |
Capital Expenditures |
(33.92) | (59.19) | (68.27) | (82.02) | (63.65) | (57.07) | (53.45) | (46.41) | (86.03) | (49.95) |
Net Current Asset Value |
(1,045.40) | (1,096.90) | (1,578.96) | (2,378.74) | (1,438.42) | (2,689.22) | (4,116.31) | (4,014.38) | (3,883.29) | (4,715.32) |
EV/EBIT |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Capex to Sales |
0.03 | 0.05 | 0.04 | 0.05 | 0.03 | 0.03 | 0.02 | 0.01 | 0.02 | 0.01 |
Net Profit Margin |
16.91% | 19.58% | 21.94% | 19.39% | 14.32% | 23.54% | 21.81% | 17.87% | 16.82% | 18.30% |
Price to Operating Income |
10.96 | 11.54 | 8.14 | 8.40 | 9.02 | 8.12 | 7.07 | 6.70 | 8.39 | 8.36 |
| Other line items | ||||||||||
Depreciation/Fixed assets |
0.10 | 0.11 | 0.11 | 0.13 | 0.14 | 0.14 | 0.11 | 0.11 | 0.13 | 0.14 |
Cash ROIC |
(6.02%) | (3.98%) | (4.92%) | (6.16%) | (11.02%) | 2.72% | 5.61% | (0.04%) | (0.37%) | 0.84% |
Accounts Receivable Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Accounts Payable Turnover |
0.00 | 0.01 | 0.01 | 0.01 | 0.01 | 0.00 | 0.01 | 0.02 | 0.03 | 0.03 |
Inventory Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Days of Payables |
87,580.87 | 73,973.03 | 46,256.60 | 33,277.83 | 53,489.22 | 102,073.98 | 62,120.62 | 15,702.41 | 12,650.97 | 14,007.34 |
Days of Inventory on Hand |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Payables |
20,149.13 | 22,420.99 | 24,639.02 | 28,100.91 | 33,599.90 | 39,594.12 | 42,499.07 | 44,149.86 | 48,954.76 | 55,114.77 |
Average Assets |
24,288.95 | 26,792.26 | 29,580.41 | 33,932.72 | 40,850.68 | 47,611.46 | 51,545.90 | 54,604.79 | 60,569.80 | 68,010.86 |
Average Common Equity |
2,272.67 | 2,648.15 | 2,997.25 | 3,354.41 | 3,634.87 | 3,894.84 | 4,235.26 | 4,685.68 | 5,459.41 | 6,382.76 |
Columns are period end dates