Saturday 17 October 2026
Export WSBF’s income statement to Excel — free account
Waterstone Financial, Inc.
WSBF Financial Banks Regional
Waterstone Financial, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $201.3 million, down 0.58% from fiscal 2024. In the quarter to June 2026, revenue grew 1.53%, EPS grew 14.0% and free cash flow grew 124.3%, each against the same quarter a year earlier. Dividend growth for three consecutive years.
19.89
0.02
+0.10%
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| Older periods | Sep '25 | Dec '25 | Mar '26 | Jun '26 | |
|---|---|---|---|---|---|
P/E ratio |
+8 more quarters Free account |
11.73 | 11.11 | 10.80 | 11.98 |
P/S ratio |
1.39 | 1.47 | 1.52 | 1.72 | |
P/FCF ratio |
5.60 | 10.30 | 577.92 | 7.33 | |
P/Operating CF |
8.41 | 93.04 | (484.13) | 37.33 | |
P/B ratio |
0.80 | 0.84 | 0.90 | 1.01 | |
Price to Tangible BV |
0.80 | 0.84 | 0.90 | 1.01 | |
EV/Sales |
3.12 | 3.16 | 3.31 | 3.53 | |
EV/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | |
EV/Operating CF |
13.89 | 26.31 | (212.54) | 16.31 | |
EV/FCF |
12.57 | 22.21 | 1,257.59 | 15.07 | |
Quick Ratio |
0.03 | 0.04 | 0.03 | 0.02 | |
Current Ratio |
1.02 | 1.01 | 1.29 | 1.01 | |
Net Debt/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | |
Debt/Assets |
0.00% | 18.25% | 18.35% | 0.00% | |
Debt/Equity |
0.00 | 1.18 | 1.19 | 0.00 | |
Asset Turnover |
0.09 | 0.09 | 0.09 | 0.09 | |
Operating CF/Net income |
4.13 | 0.41 | (0.11) | 1.12 | |
Capex/Depreciation |
(0.32) | (0.81) | (1.08) | (0.27) | |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | |
Selling, General and Administrative Expense of Revenue |
52.45% | 52.59% | 57.14% | 55.02% | |
Intangible Assets out of Total Assets |
0.00 | 0.00 | 0.00 | 0.00 | |
Share Based Compensation of Revenue |
0.29% | (0.08%) | 0.30% | 0.29% | |
Graham Net Nets |
(0.13) | (0.12) | (0.15) | (0.13) | |
Graham Number |
24.21 | 25.63 | 27.44 | 28.26 | |
Earnings Yield |
8.53% | 9.00% | 9.26% | 8.35% | |
Free Cash Flow Yield |
17.85% | 9.71% | 0.17% | 13.65% | |
Revenue per Share |
2.94 | 2.89 | 2.83 | 3.15 | |
Operating CF per Share |
1.85 | 0.18 | (0.04) | 0.56 | |
Capex per Share |
(0.02) | (0.03) | (0.06) | (0.01) | |
Free Cash Flow per Share |
1.84 | 0.15 | (0.09) | 0.55 | |
Cash per Share |
3.05 | 3.99 | 2.57 | 2.23 | |
Shareholders Equity per Share |
19.59 | 19.59 | 20.04 | 20.52 | |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | |
Book value per Share |
19.59 | 19.59 | 20.04 | 20.52 | |
Free Cash Flow |
32.42 | 2.63 | (1.64) | 9.37 | |
Working Capital |
31.58 | 24.71 | 416.82 | 22.91 | |
Capital Expenditures |
(0.29) | (0.55) | (0.99) | (0.14) | |
Net Current Asset Value |
(37.06) | (35.88) | (47.40) | (45.74) | |
EV/EBIT |
0.00 | 0.00 | 0.00 | 0.00 | |
Capex to Sales |
0.01 | 0.01 | 0.02 | 0.00 | |
Price to Operating Income |
9.30 | 8.83 | 8.44 | 9.32 | |
| Other line items | |||||
Average Payables |
1,324.91 | 1,398.58 | 1,409.99 | 1,402.84 | |
Average Assets |
2,256.75 | 2,234.56 | 2,213.29 | 2,254.66 | |
Average Common Equity |
343.75 | 344.26 | 344.79 | 346.31 |
Columns are period end dates