UNIVERSAL INSURANCE HOLDINGS INC

UVE Financial Insurance Property & Casualty

UNIVERSAL INSURANCE HOLDINGS INC’s revenue for fiscal 2025 (year ended December 2025) was $1.6 billion, up 5.48% from fiscal 2024. In the quarter to June 2026, revenue grew 6.72%, EPS grew 71.2%, free cash flow fell 4.81% and total debt fell 2.98%, each against the same quarter a year earlier. Revenue growth for ten consecutive years.

47.09 0.25 +0.53%
Market cap
$1.3B
P/E
6.0×
Fwd P/E
8.1×
Dividend yield
1.36%
F-score
7/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

An Income Statement, also known as a Profit and Loss Statement, summarizes a company's revenues, expenses, and profits over a specific period. It highlights how revenue is transformed into net income, showcasing operational efficiency. Key components include total revenue, cost of goods sold (COGS), gross profit, operating expenses, and net profit. Businesses use the Income Statement to assess financial performance, make strategic decisions, and ensure profitability. Investors and stakeholders analyze it to gauge the company’s financial health and future growth potential.

Older periods Sep '25 Dec '25 Mar '26 Jun '26
Revenue

+8 more TTM periods

1,580.80 1,603.92 1,602.61 1,629.51
Cost of Revenue
1,354.00 1,236.12 1,217.56 1,208.01
Gross Profit
226.80 367.79 385.05 421.50
Operating Income
168.40 249.49 265.71 299.33
Non-operating Income/Expense
(6.43) (6.42) (6.40) (6.79)
EBT
161.96 243.07 259.31 292.53
Income Tax Provision
39.58 60.12 63.50 72.64
Income after Tax
122.38 182.95 195.80 219.90
Dividends (Preferred)
0.01 0.01 0.01 0.01
Net Income Common
122.37 182.94 195.79 219.89
EPS (Basic)
4.37 6.44 6.92 7.81
EPS (Diluted)
4.24 6.31 6.75 7.58
Shares (Basic, Weighted)
28.10 27.95 27.84 27.75
Shares (Diluted, Weighted)
28.98 28.90 28.92 28.91
Gross Margin
14.35% 22.93% 24.03% 25.87%
EBIT Margin
10.65% 15.56% 16.58% 18.37%
EBT margin
10.25% 15.15% 16.18% 17.95%
Net Profit Margin
7.74% 11.41% 12.22% 13.49%
Free Cash Flow Margin
15.81% 23.51% 21.52% 20.85%
EBITDA
168.40 249.49 265.71 299.33
EBIT
168.40 249.49 265.71 299.33
EPS (Diluted, from Cont. Ops)
4.26 6.32 6.76 7.59
EPS (Diluted, Consolidated)
4.26 6.32 6.76 7.59
EPS (Basic, Consolidated)
4.39 6.56 7.05 7.94
Shares (Diluted, Average)
28.94 28.96 28.97 28.96
EPS (Basic, from Continuous Ops)
4.39 6.56 7.05 7.94
Income from Continuous Operations
122.38 182.95 195.80 219.90
Consolidated Net Income/Loss
122.38 182.95 195.80 219.90
EBITDA Margin
10.65% 15.56% 16.58% 18.37%
Operating Cash Flow Margin
16.07% 23.79% 21.81% 21.14%

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In millions of $ except per-share values · columns are period end dates