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Friday 6 November 2026
Export USB’s income statement to Excel — free account
U.S. Bancorp
U.S. Bancorp’s revenue for fiscal 2025 (year ended December 2025) was $42.9 billion, roughly unchanged from fiscal 2024.
- Revenue
- +2.26%
- EPS
- +9.84%
- Free cash flow
- +152.0%
- Total debt
- −16.9%
Quarter to September 2026, against a year earlier
60.05
0.98
−1.61%
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| Dec '16 | Dec '17 | Dec '18 | Dec '19 | Dec '20 | Dec '21 | Dec '22 | Dec '23 | Dec '24 | Dec '25 | |
|---|---|---|---|---|---|---|---|---|---|---|
Piotroski F-Score |
5 | 7 | 7 | 5 | 5 | 7 | 6 | 5 | 5 | 6 |
P/E ratio |
15.79 | 15.31 | 11.01 | 14.22 | 15.18 | 10.99 | 12.03 | 13.39 | 12.62 | 11.55 |
P/S ratio |
3.94 | 3.83 | 2.90 | 3.43 | 2.79 | 3.53 | 2.43 | 1.67 | 1.75 | 1.94 |
P/FCF ratio |
16.57 | 14.00 | 7.07 | 19.17 | 18.92 | 8.47 | 3.15 | 8.07 | 6.57 | 10.42 |
P/Operating CF |
42.14 | (536.14) | 28.18 | (1,511.89) | (65.77) | 118.97 | 9.65 | 187.16 | 15.41 | 29.30 |
P/B ratio |
2.08 | 2.05 | 1.64 | 2.02 | 1.47 | 1.71 | 1.50 | 1.38 | 1.43 | 1.41 |
Price to Tangible BV |
2.97 | 2.87 | 2.27 | 2.79 | 2.01 | 2.39 | 2.67 | 2.23 | 2.19 | 2.01 |
EV/Sales |
4.73 | 4.37 | 3.67 | 4.08 | 1.94 | 3.66 | 1.93 | 1.43 | 1.78 | 2.26 |
EV/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
EV/Operating CF |
19.87 | 15.97 | 8.95 | 22.81 | 13.19 | 8.80 | 2.50 | 6.92 | 6.71 | 12.17 |
EV/FCF |
19.87 | 15.97 | 8.95 | 22.81 | 13.19 | 8.80 | 2.50 | 6.92 | 6.71 | 12.17 |
Quick Ratio |
0.05 | 0.05 | 0.06 | 0.06 | 0.14 | 0.06 | 0.10 | 0.12 | 0.11 | 0.09 |
Current Ratio |
0.83 | 0.82 | 0.85 | 0.83 | 0.82 | 0.73 | 0.79 | 0.81 | 0.81 | 0.80 |
Net Debt/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Debt/Assets |
7.47% | 6.98% | 8.85% | 8.11% | 7.46% | 5.60% | 5.90% | 7.76% | 8.55% | 8.78% |
Debt/Equity |
0.70 | 0.65 | 0.80 | 0.77 | 0.77 | 0.58 | 0.78 | 0.92 | 0.98 | 0.93 |
Asset Turnover |
0.05 | 0.05 | 0.06 | 0.06 | 0.05 | 0.04 | 0.04 | 0.06 | 0.06 | 0.06 |
Operating CF/Net income |
0.95 | 1.09 | 1.56 | 0.74 | 0.80 | 1.30 | 3.84 | 1.66 | 1.92 | 1.11 |
Capex/Depreciation |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| 13.35% | 13.64% | 15.09% | 14.28% | 9.81% | 15.72% | 11.77% | 10.82% | 11.68% | 12.95% | |
| 1.29% | 1.30% | 1.46% | 1.37% | 0.88% | 1.35% | 0.88% | 0.75% | 0.88% | 1.05% | |
ROIC |
7.73% | 7.53% | 7.58% | 7.65% | 11.66% | 10.84% | 12.71% | 10.68% | 8.33% | 7.48% |
Return on Tangible Assets |
(9.95%) | (9.56%) | (13.35%) | (10.64%) | (6.05%) | (6.25%) | (4.77%) | (5.37%) | (5.97%) | (7.02%) |
Average Days of Receivables |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Selling, General and Administrative Expense of Revenue |
56.51% | 59.19% | 53.08% | 51.68% | 67.35% | 52.27% | 59.63% | 48.01% | 43.79% | 43.22% |
Intangible Assets out of Total Assets |
0.03 | 0.03 | 0.03 | 0.03 | 0.02 | 0.02 | 0.03 | 0.03 | 0.03 | 0.03 |
Share Based Compensation of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Graham Net Nets |
(1.22) | (1.24) | (1.46) | (1.31) | (1.97) | (2.09) | (2.81) | (2.63) | (2.52) | (2.33) |
Graham Number |
42.56 | 45.78 | 51.09 | 52.53 | 46.75 | 61.52 | 49.90 | 48.39 | 53.43 | 62.68 |
Earnings Yield |
6.34% | 6.53% | 9.08% | 7.03% | 6.59% | 9.10% | 8.31% | 7.47% | 7.92% | 8.66% |
Free Cash Flow Yield |
6.04% | 7.14% | 14.15% | 5.22% | 5.29% | 11.80% | 31.77% | 12.39% | 15.21% | 9.59% |
Revenue per Share |
13.05 | 14.11 | 15.77 | 17.28 | 16.73 | 15.93 | 18.40 | 26.33 | 27.38 | 27.53 |
Operating CF per Share |
3.11 | 3.86 | 6.47 | 3.09 | 2.46 | 6.63 | 14.18 | 5.44 | 7.28 | 5.12 |
Capex per Share |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Free Cash Flow per Share |
3.11 | 3.86 | 6.47 | 3.09 | 2.46 | 6.63 | 14.18 | 5.44 | 7.28 | 5.12 |
Cash per Share |
9.14 | 11.63 | 13.13 | 14.17 | 41.47 | 19.41 | 35.96 | 39.66 | 36.22 | 30.12 |
Shareholders Equity per Share |
27.90 | 29.62 | 31.61 | 33.20 | 35.60 | 37.20 | 34.41 | 36.14 | 37.85 | 42.17 |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Book value per Share |
27.90 | 29.62 | 31.61 | 33.20 | 35.60 | 37.20 | 34.41 | 36.14 | 37.85 | 42.17 |
Free Cash Flow |
5,336.00 | 6,472.00 | 10,564.00 | 4,889.00 | 3,716.00 | 9,870.00 | 21,119.00 | 8,393.00 | 11,350.00 | 7,970.00 |
Working Capital |
(58,628.00) | (64,300.00) | (53,268.00) | (65,574.00) | (79,802.00) | (124,895.00) | (119,173.00) | (97,742.00) | (102,503.00) | (106,220.00) |
Net Current Asset Value |
(108,106.00) | (112,808.00) | (109,371.00) | (122,878.00) | (138,446.00) | (174,913.00) | (186,554.00) | (177,871.00) | (187,954.00) | (193,536.00) |
EV/EBIT |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Capex to Sales |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Price to Operating Income |
10.91 | 12.05 | 8.61 | 10.91 | 11.62 | 8.23 | 8.71 | 8.60 | 9.25 | 8.73 |
| Other line items | ||||||||||
Depreciation/Fixed assets |
0.19 | 0.19 | 0.19 | 0.14 | 0.15 | 0.15 | 0.15 | 0.28 | 0.26 | 0.23 |
Cash ROIC |
5.50% | 6.38% | 9.23% | 4.25% | 2.36% | 8.48% | 14.60% | 4.98% | 6.54% | 4.60% |
Accounts Receivable Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Accounts Payable Turnover |
0.00 | 0.01 | 0.01 | 0.01 | 0.01 | 0.00 | 0.01 | 0.02 | 0.03 | 0.03 |
Inventory Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Days of Payables |
83,191.66 | 64,462.60 | 38,751.81 | 29,738.71 | 77,849.16 | 167,643.80 | 59,563.64 | 14,827.84 | 12,302.97 | 13,309.74 |
Days of Inventory on Hand |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Payables |
317,495.00 | 340,902.50 | 346,345.00 | 353,695.50 | 395,843.00 | 442,926.50 | 490,529.50 | 518,644.00 | 515,310.50 | 520,262.50 |
Average Assets |
433,908.50 | 454,002.00 | 464,707.00 | 481,400.00 | 524,665.50 | 563,594.50 | 624,044.50 | 669,148.00 | 670,904.50 | 685,331.50 |
Average Common Equity |
41,874.00 | 43,339.50 | 44,960.00 | 46,086.00 | 47,120.50 | 48,379.00 | 46,720.00 | 46,693.50 | 50,597.50 | 55,537.50 |
Columns are period end dates · fundamentals updated 2 Nov 2026