Saturday 17 October 2026 Export UMBF’s income statement to Excel — free account

UMB Financial Corporation

UMB Financial Corporation’s revenue for fiscal 2025 (year ended December 2025) was $4.1 billion, up 48.1% from fiscal 2024. In the quarter to June 2026, revenue grew 4.12%, EPS grew 26.1%, free cash flow grew 22.3% and total debt fell 27.0%, each against the same quarter a year earlier. Dividend growth for ten consecutive years, revenue growth for three; insiders bought in the last twelve months.

131.10 0.65 −0.49%

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Market cap: $10.0B
P/E: 10.9×
Fwd P/E: 10.0×
Dividend yield: 1.04%
F-score: 7/9
Altman Z: n/a
Beneish M: n/a
Dividend safety: n/a

Overview Business Profile Financial Analysis Income Statement Balance Sheet Cash Flow Metrics & Ratios 10-Q 10-K

	Older periods	Sep '25	Dec '25	Mar '26	Jun '26
P/E ratio Full definition →	+8 more quarters Free account	13.30	12.50	9.95	11.82
P/S ratio Full definition →		2.38	2.03	1.99	2.49
P/FCF ratio Full definition →		11.15	8.62	8.75	10.42
P/Operating CF Full definition →		33.02	79.45	23.74	31.05
P/B ratio Full definition →		1.26	1.14	1.14	1.40
Price to Tangible BV Full definition →		1.87	1.66	1.64	1.99
EV/Sales Full definition →		(0.08)	(0.14)	0.26	1.06
EV/EBITDA Full definition →		0.00	0.00	0.00	0.00
EV/Operating CF Full definition →		(0.36)	(0.55)	1.09	4.24
EV/FCF Full definition →		(0.38)	(0.57)	1.14	4.44
Quick Ratio Full definition →		0.15	0.15	0.12	0.11
Current Ratio Full definition →		0.75	0.75	0.75	0.76
Net Debt/EBITDA Full definition →		0.00	0.00	0.00	0.00
Debt/Assets Full definition →		0.66%	0.65%	0.66%	0.66%
Debt/Equity Full definition →		0.06	0.06	0.06	0.06
Asset Turnover Full definition →		0.06	0.07	0.06	0.06
Operating CF/Net income Full definition →		1.51	0.51	1.41	1.29
Capex/Depreciation Full definition →		(0.15)	(0.36)	(0.14)	0.39
Research and Development Expense of Revenue Full definition →		0.00%	0.00%	0.00%	0.00%
Selling, General and Administrative Expense of Revenue Full definition →		38.48%	39.17%	35.87%	36.19%
Intangible Assets out of Total Assets Full definition →		0.03	0.03	0.03	0.03
Share Based Compensation of Revenue Full definition →		0.71%	0.86%	1.25%	0.84%
Graham Net Nets Full definition →		(1.90)	(2.04)	(1.96)	(1.52)
Graham Number Full definition →		137.31	144.60	158.99	166.37
Earnings Yield Full definition →		7.52%	8.00%	10.05%	8.46%
Free Cash Flow Yield Full definition →		8.96%	11.61%	11.43%	9.60%
Revenue per Share Full definition →		14.25	14.81	14.10	14.70
Operating CF per Share Full definition →		3.58	1.45	4.75	4.60
Capex per Share Full definition →		(0.19)	(0.15)	(0.06)	(0.24)
Free Cash Flow per Share Full definition →		3.39	1.30	4.69	4.35
Cash per Share Full definition →		128.60	129.18	104.43	88.26
Shareholders Equity per Share Full definition →		98.02	105.02	102.94	105.71
Interest Debt per Share Full definition →		0.00	0.00	0.00	0.00
Book value per Share Full definition →		98.02	105.02	102.94	105.71
Free Cash Flow Full definition →		257.81	95.32	356.76	330.80
Working Capital Full definition →		(16,025.21)	(16,241.97)	(15,845.83)	(15,439.22)
Capital Expenditures Full definition →		(14.40)	(10.76)	(4.52)	(18.46)
Net Current Asset Value Full definition →		(17,034.56)	(17,225.41)	(16,851.56)	(16,453.01)
EV/EBIT Full definition →		0.00	0.00	0.00	0.00
Capex to Sales Full definition →		0.01	0.01	0.00	0.02
Price to Operating Income Full definition →		11.99	9.63	7.70	9.13
Other line items
Average Payables Full definition →		49,919.22	51,899.41	59,250.97	59,876.85
Average Assets Full definition →		59,688.81	61,751.88	71,010.74	72,007.86
Average Common Equity Full definition →		5,342.69	5,433.02	7,085.33	7,308.86

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Columns are period end dates

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