United Community Banks, Inc. UCB

34.23 0.35 1.03% as of 25 Sep
Market cap
$4.1B
P/E
11.2×
Growth Flags show if company had growth for consecutive years,
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An Income Statement, also known as a Profit and Loss Statement, summarizes a company's revenues, expenses, and profits over a specific period. It highlights how revenue is transformed into net income, showcasing operational efficiency. Key components include total revenue, cost of goods sold (COGS), gross profit, operating expenses, and net profit. Businesses use the Income Statement to assess financial performance, make strategic decisions, and ensure profitability. Investors and stakeholders analyze it to gauge the company’s financial health and future growth potential.

Dec '25 Dec '24 Dec '23 Dec '22 Dec '21 Dec '20 Dec '19 Dec '18 Dec '17 Dec '16
Revenue
1,536.98 1,502.50 1,312.59 950.86 736.61 714.11 657.42 593.04 477.98 428.72
Revenue Growth
2.30% 14.47% 38.04% 29.09% 3.15% 8.62% 10.86% 24.07% 11.49% 22.12%
Cost of Revenue
473.83 550.37 419.34 60.80 29.76 56.24 83.31 61.33 33.74 25.24
Gross Profit
1,063.15 952.12 893.25 890.06 706.85 657.87 574.11 531.71 444.25 403.48
SG&A Expenses
617.46 605.90 618.32 507.86 341.07 437.24 323.55 303.53 252.67 228.19
Operating Income
432.62 331.63 259.76 375.38 361.73 216.46 245.62 221.34 186.74 171.11
Non-operating Income/Expense
(10.20) (8.62) (27.21) (19.37) (13.97) (7.02) (6.91) (5.41) (13.90) (8.12)
EBT
422.41 323.01 232.55 356.00 347.76 209.45 238.71 215.93 172.83 162.99
Income Tax Provision
94.32 70.61 45.00 78.53 77.96 45.36 52.99 49.82 105.01 62.34
Income after Tax
328.10 252.40 187.54 277.47 269.80 164.09 185.72 166.11 67.82 100.66
Dividends (Preferred)
9.91 7.77 6.70 8.34 8.53 4.82 1.38 1.18 0.57 0.02
Net Income Common
318.18 244.63 180.85 269.14 261.27 159.27 184.35 164.93 67.25 100.64
EPS (Basic)
2.62 2.04 1.54 2.52 2.97 1.91 2.31 2.07 0.92 1.40
EPS (Diluted)
2.62 2.04 1.54 2.52 2.97 1.91 2.31 2.07 0.92 1.40
Shares (Basic, Weighted)
121.31 119.78 117.60 106.66 87.94 83.18 79.70 79.66 73.25 71.91
Shares (Diluted, Weighted)
121.44 119.90 117.75 106.78 88.10 83.25 79.71 79.67 73.26 71.92
Gross Margin
69.17% 63.37% 68.05% 93.61% 95.96% 92.12% 87.33% 89.66% 92.94% 94.11%
EBIT Margin
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
EBT margin
27.48% 21.50% 17.72% 37.44% 47.21% 29.33% 36.31% 36.41% 36.16% 38.02%
Net Profit Margin
20.70% 16.28% 13.78% 28.30% 35.47% 22.30% 28.04% 27.81% 14.07% 23.47%
Free Cash Flow Margin
23.19% 20.15% 16.87% 60.40% 45.76% 19.76% 21.23% 43.65% 39.52% 29.77%
Other line items
Income from Continuous Operations
328.10 252.40 187.54 277.47 269.80 164.09 185.72 166.11 67.82 100.66
Consolidated Net Income/Loss
328.10 252.40 187.54 277.47 269.80 164.09 185.72 166.11 67.82 100.66
EPS (Basic, from Continuous Ops)
2.70 2.11 1.59 2.60 3.07 1.97 2.33 2.09 0.93 1.40
EPS (Basic, Consolidated)
2.70 2.11 1.59 2.60 3.07 1.97 2.33 2.09 0.93 1.40
EPS (Diluted, from Cont. Ops)
2.70 2.11 1.59 2.60 3.06 1.97 2.33 2.09 0.93 1.40
Shares (Diluted, Average)
121.44 119.90 117.75 106.78 88.10 83.25 79.71 79.67 73.72 71.88
EPS (Diluted, Consolidated)
2.70 2.11 1.59 2.60 3.06 1.97 2.33 2.09 0.93 1.40
EBITDA Margin
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Operating Cash Flow Margin
24.99% 23.28% 22.40% 63.87% 48.78% 22.22% 23.41% 45.53% 43.51% 32.64%

Fold the line items

In millions of $ except per-share values · columns are period end dates