United Bancorp, Inc. UBCP

14.82 (0.36) (2.37%) as of 25 Sep
Market cap
$87.1M
P/E
10.7×
Growth Flags show if company had growth for consecutive years,
Insider Buys alert about insiders buying in the last 12 month
Older periods Sep '25 Dec '25 Mar '26 Jun '26
P/E ratio

+8 more quarters

10.75 10.71 11.27 11.51
P/S ratio
1.66 1.66 1.75 1.80
P/FCF ratio
33.42 0.00 0.00 0.00
P/Operating CF
24.23 32.22 314.32 83.89
P/B ratio
1.15 1.12 1.24 1.21
Price to Tangible BV
1.17 1.13 1.25 1.22
EV/Sales
2.81 2.76 2.83 2.49
EV/EBITDA
0.00 0.00 0.00 0.00
EV/Operating CF
14.09 12.55 14.01 17.34
EV/FCF
56.62 (103.63) (55.22) (29.57)
Quick Ratio
0.07 0.07 0.04 0.06
Current Ratio
0.78 0.80 0.75 0.76
Net Debt/EBITDA
0.00 0.00 0.00 0.00
Debt/Assets
11.41% 11.54% 9.19% 8.99%
Debt/Equity
1.49 1.40 1.17 1.10
Asset Turnover
0.05 0.06 0.06 0.06
Operating CF/Net income
1.72 1.26 0.15 0.52
Capex/Depreciation
(7.29) (9.23) (3.91) (2.25)
Research and Development Expense of Revenue
0.00% 0.00% 0.00% 0.00%
Selling, General and Administrative Expense of Revenue
51.14% 54.81% 54.07% 53.99%
Intangible Assets out of Total Assets
0.00 0.00 0.00 0.00
Share Based Compensation of Revenue
0.73% 0.73% 0.87% 0.81%
Graham Net Nets
(3.37) (3.16) (3.15) (3.03)
Graham Number
18.83 19.68 19.31 20.22
Earnings Yield
9.30% 9.34% 8.88% 8.69%
Free Cash Flow Yield
2.99% (1.61%) (2.93%) (4.66%)
Revenue per Share
2.18 2.29 2.08 2.22
Operating CF per Share
0.58 0.45 0.05 0.19
Capex per Share
(0.62) (0.79) (0.37) (0.21)
Free Cash Flow per Share
(0.05) (0.34) (0.32) (0.03)
Cash per Share
8.32 8.47 4.96 8.40
Shareholders Equity per Share
12.12 12.84 12.28 13.17
Interest Debt per Share
0.00 0.00 0.00 0.00
Book value per Share
12.12 12.84 12.28 13.17
Free Cash Flow
(0.26) (1.88) (1.78) (0.14)
Working Capital
(149.19) (132.96) (174.99) (173.97)
Capital Expenditures
(3.42) (4.32) (2.04) (1.18)
Net Current Asset Value
(258.77) (249.12) (263.73) (263.52)
EV/EBIT
0.00 0.00 0.00 0.00
Capex to Sales
0.29 0.34 0.18 0.10
Net Profit Margin
15.37% 15.46% 15.68% 16.37%
Price to Operating Income
10.26 10.28 11.04 11.29
Other line items
Average Payables
630.51 627.43 645.37 664.95
Average Assets
846.12 837.05 844.59 862.93
Average Common Equity
65.97 66.99 64.15 65.87

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Columns are period end dates