Saturday 17 October 2026
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Truist Financial Corporation
Truist Financial Corporation’s revenue for fiscal 2025 (year ended December 2025) was $30.4 billion, up 25.5% from fiscal 2024. In the quarter to June 2026, revenue was flat, EPS grew 36.3%, free cash flow grew 13.7% and total debt fell 3.27%, each against the same quarter a year earlier. Member of the S&P 500; dividend growth for five consecutive years; insiders bought in the last twelve months.
47.07
0.50
+1.07%
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| Dec '25 | Dec '24 | Dec '23 | Dec '22 | Dec '21 | Dec '20 | Dec '19 | Dec '18 | Dec '17 | Dec '16 | |
|---|---|---|---|---|---|---|---|---|---|---|
P/E ratio |
12.75 | 12.91 | 0.00 | 9.78 | 12.98 | 15.46 | 14.82 | 10.91 | 17.96 | 16.72 |
Piotroski F-Score |
8 | 6 | 5 | 5 | 7 | 6 | 3 | 8 | 5 | 8 |
P/S ratio |
2.08 | 2.38 | 1.67 | 2.60 | 3.39 | 2.64 | 3.09 | 2.58 | 3.28 | 3.28 |
P/FCF ratio |
14.92 | 86.31 | 7.00 | 6.04 | 11.41 | 9.75 | 34.99 | 7.37 | 8.61 | 12.14 |
P/Operating CF |
24.52 | 74.51 | 21.03 | 16.40 | 16.29 | 26.81 | (102.12) | 24.42 | 23.80 | 15.26 |
P/B ratio |
1.05 | 1.00 | 0.95 | 1.08 | 1.25 | 1.03 | 0.74 | 1.23 | 1.50 | 1.41 |
Price to Tangible BV |
1.67 | 1.63 | 1.66 | 2.98 | 2.57 | 1.93 | 1.44 | 2.17 | 2.62 | 2.47 |
EV/Sales |
1.97 | 1.87 | 1.73 | 3.21 | 3.71 | 3.26 | 4.12 | 4.06 | 4.97 | 4.80 |
EV/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
EV/Operating CF |
10.44 | 20.92 | 6.02 | 6.47 | 10.83 | 10.71 | 39.78 | 12.14 | 13.04 | 17.77 |
EV/FCF |
14.12 | 67.68 | 7.28 | 7.47 | 12.45 | 12.03 | 46.66 | 11.62 | 13.04 | 17.77 |
Quick Ratio |
0.11 | 0.11 | 0.09 | 0.07 | 0.07 | 0.06 | 0.07 | 0.03 | 0.02 | 0.03 |
Current Ratio |
0.87 | 0.83 | 0.82 | 0.81 | 0.76 | 0.84 | 0.94 | 0.92 | 0.87 | 0.88 |
Net Debt/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Debt/Assets |
7.66% | 6.58% | 7.27% | 7.78% | 6.64% | 7.78% | 8.74% | 10.50% | 10.67% | 10.02% |
Debt/Equity |
0.64 | 0.55 | 0.66 | 0.71 | 0.52 | 0.56 | 0.62 | 0.79 | 0.80 | 0.73 |
Asset Turnover |
0.06 | 0.05 | 0.05 | 0.04 | 0.04 | 0.05 | 0.04 | 0.06 | 0.06 | 0.05 |
Operating CF/Net income |
1.15 | 0.48 | (5.94) | 1.87 | 1.31 | 1.78 | 0.50 | 1.42 | 2.09 | 1.38 |
Capex/Depreciation |
0.00 | 0.00 | 0.00 | (0.41) | (0.32) | (0.51) | (0.36) | (0.65) | 0.00 | (5.38) |
| 8.43% | 8.10% | (2.73%) | 10.18% | 9.62% | 6.73% | 6.84% | 11.39% | 8.30% | 8.75% | |
| 0.92% | 0.84% | (0.27%) | 1.08% | 1.15% | 0.85% | 0.87% | 1.37% | 1.01% | 1.05% | |
ROIC |
6.42% | (0.73%) | (0.78%) | 6.31% | 7.21% | 4.60% | 3.35% | 5.31% | 4.28% | 4.83% |
Return on Tangible Assets |
(9.17%) | (6.75%) | 2.02% | (7.34%) | (6.07%) | (7.11%) | (18.52%) | (26.78%) | (11.18%) | (13.05%) |
Average Days of Receivables |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Selling, General and Administrative Expense of Revenue |
44.94% | 55.80% | 47.79% | 53.10% | 55.14% | 63.16% | 53.80% | 54.64% | 62.64% | 60.43% |
Intangible Assets out of Total Assets |
0.04 | 0.04 | 0.04 | 0.06 | 0.06 | 0.06 | 0.06 | 0.05 | 0.05 | 0.05 |
Share Based Compensation of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 1.45% | 1.13% | 1.08% | 1.09% | 1.00% |
Graham Net Nets |
(1.76) | (2.03) | (2.61) | (2.45) | (1.96) | (1.76) | (1.62) | (1.28) | (1.14) | (1.09) |
Graham Number |
63.78 | 57.28 | 0.00 | 63.80 | 68.92 | 57.05 | 80.79 | 55.99 | 45.66 | 45.95 |
Earnings Yield |
7.84% | 7.75% | (2.88%) | 10.22% | 7.70% | 6.47% | 6.75% | 9.16% | 5.57% | 5.98% |
Free Cash Flow Yield |
6.70% | 1.16% | 14.28% | 16.54% | 8.76% | 10.26% | 2.86% | 13.58% | 11.62% | 8.24% |
Revenue per Share |
23.65 | 18.22 | 22.49 | 16.79 | 17.25 | 18.13 | 18.21 | 16.81 | 15.21 | 14.34 |
Operating CF per Share |
4.46 | 1.63 | 6.48 | 8.34 | 5.90 | 5.52 | 1.89 | 5.63 | 5.80 | 3.87 |
Capex per Share |
0.00 | 0.00 | 0.00 | (0.42) | (0.33) | (0.60) | (0.28) | (0.47) | 0.00 | (3.71) |
Free Cash Flow per Share |
4.46 | 1.63 | 6.48 | 7.92 | 5.57 | 4.92 | 1.61 | 5.16 | 5.80 | 0.16 |
Cash per Share |
35.26 | 35.62 | 27.73 | 22.22 | 21.50 | 18.18 | 32.56 | 5.66 | 3.86 | 5.50 |
Shareholders Equity per Share |
50.66 | 47.84 | 44.49 | 45.58 | 51.81 | 52.64 | 82.67 | 39.04 | 37.16 | 37.19 |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Book value per Share |
50.66 | 47.84 | 44.49 | 45.58 | 51.81 | 52.64 | 82.67 | 39.04 | 37.16 | 37.19 |
Free Cash Flow |
5,739.00 | 2,164.00 | 8,631.00 | 10,517.00 | 7,450.00 | 6,622.00 | 1,296.00 | 3,986.00 | 4,635.00 | 129.00 |
Working Capital |
(57,422.00) | (69,397.00) | (75,210.00) | (84,352.00) | (103,144.00) | (62,726.00) | (20,064.00) | (13,556.00) | (21,906.00) | (19,412.00) |
Capital Expenditures |
— | — | — | (564.00) | (442.00) | (815.00) | (224.00) | (363.00) | (1,230.00) | (2,986.00) |
Net Current Asset Value |
(111,534.00) | (117,165.00) | (130,613.00) | (142,153.00) | (153,334.00) | (113,873.00) | (73,639.00) | (42,698.00) | (45,554.00) | (41,377.00) |
EV/EBIT |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Capex to Sales |
0.00 | 0.00 | 0.00 | 0.03 | 0.02 | 0.03 | 0.02 | 0.03 | 0.00 | 0.26 |
Price to Operating Income |
9.97 | 0.00 | 0.00 | 7.73 | 8.88 | 10.20 | 10.35 | 7.96 | 11.59 | 10.30 |
| Other line items | ||||||||||
Depreciation/Fixed assets |
0.26 | 0.30 | 2.21 | 0.38 | 0.37 | 0.42 | 0.17 | 0.26 | 0.27 | 0.26 |
Cash ROIC |
3.76% | 1.48% | 6.39% | 7.89% | 5.56% | 4.91% | 0.97% | 6.84% | 8.21% | 0.23% |
Accounts Receivable Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Accounts Payable Turnover |
0.03 | 0.03 | 0.02 | 0.01 | 0.00 | 0.00 | 0.01 | 0.01 | 0.01 | 0.00 |
Inventory Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Days of Payables |
14,442.66 | 12,987.81 | 14,553.86 | 65,026.14 | 197,940.26 | 80,774.16 | 58,289.77 | 40,916.30 | 71,068.85 | 81,318.57 |
Days of Inventory on Hand |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Payables |
395,461.00 | 393,194.50 | 404,680.00 | 414,991.50 | 398,782.50 | 357,902.00 | 247,963.00 | 162,280.00 | 164,670.00 | 160,612.00 |
Average Assets |
539,357.00 | 533,262.50 | 545,302.00 | 548,248.00 | 525,234.50 | 491,153.00 | 349,387.50 | 223,669.50 | 220,459.00 | 214,611.50 |
Average Common Equity |
59,022.50 | 55,176.00 | 53,222.00 | 58,231.00 | 62,731.00 | 62,160.00 | 44,290.50 | 26,883.50 | 26,757.50 | 25,805.00 |
Columns are period end dates