Saturday 17 October 2026
Export TCBX’s income statement to Excel — free account
Third Coast Bancshares, Inc.
TCBX Financial Banks Regional
Third Coast Bancshares, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $367.7 million, up 8.47% from fiscal 2024. In the quarter to June 2026, revenue grew 24.5%, EPS grew 11.6% and free cash flow grew 223.5%, each against the same quarter a year earlier. Revenue growth for five consecutive years; insiders bought in the last twelve months.
41.50
0.10
+0.24%
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| Dec '19 | Dec '20 | Dec '21 | Dec '22 | Dec '23 | Dec '24 | Dec '25 | |
|---|---|---|---|---|---|---|---|
Piotroski F-Score |
— | — | 5 | 6 | 7 | 5 | 5 |
P/E ratio |
11.52 | 11.52 | 15.27 | 14.05 | 9.28 | 10.78 | 8.54 |
P/S ratio |
1.79 | 1.79 | 1.94 | 1.50 | 0.97 | 1.37 | 1.43 |
P/FCF ratio |
138.92 | 138.92 | 0.00 | 22.15 | 7.47 | 13.89 | 10.92 |
P/Operating CF |
69.21 | 69.21 | 137.76 | 39.19 | 15.18 | (127.86) | 91.69 |
P/B ratio |
0.99 | 0.99 | 0.68 | 0.63 | 0.65 | 1.01 | 0.99 |
Price to Tangible BV |
1.10 | 1.10 | 0.73 | 0.67 | 0.68 | 1.05 | 1.03 |
EV/Sales |
(0.95) | (0.95) | (0.69) | (0.45) | (0.46) | 0.18 | 0.99 |
EV/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
EV/Operating CF |
(22.29) | (22.29) | (15.84) | (3.30) | (3.27) | 1.71 | 7.13 |
EV/FCF |
(73.99) | (73.99) | 70.07 | (6.58) | (3.58) | 1.80 | 7.53 |
Quick Ratio |
0.11 | 0.12 | 0.15 | 0.10 | 0.10 | 0.10 | 0.04 |
Current Ratio |
1.07 | 1.06 | 1.11 | 1.02 | 1.03 | 0.99 | 0.96 |
Net Debt/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Debt/Assets |
3.23% | 3.75% | 2.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Debt/Equity |
0.53 | 0.58 | 0.17 | 0.00 | 0.00 | 0.00 | 0.00 |
Asset Turnover |
0.04 | 0.06 | 0.05 | 0.05 | 0.07 | 0.07 | 0.07 |
Operating CF/Net income |
1.51 | (0.30) | 0.40 | 1.26 | 1.36 | 0.82 | 0.83 |
Capex/Depreciation |
(3.42) | (9.38) | 13.51 | 32.52 | 1.47 | 0.25 | 0.15 |
| 2.66% | 13.69% | 5.45% | 5.07% | 7.22% | 9.84% | 12.41% | |
| 0.17% | 0.87% | 0.52% | 0.55% | 0.70% | 0.92% | 1.20% | |
ROIC |
0.00% | 0.00% | 41.43% | 29.10% | 20,160.85% | 97.91% | 14.80% |
Return on Tangible Assets |
3.49% | 11.01% | 4.34% | 16.22% | 20.78% | (149.64%) | (37.22%) |
Average Days of Receivables |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Selling, General and Administrative Expense of Revenue |
62.44% | 64.71% | 76.73% | 62.36% | 38.62% | 32.46% | 34.30% |
Intangible Assets out of Total Assets |
0.00 | 0.01 | 0.01 | 0.01 | 0.00 | 0.00 | 0.00 |
Share Based Compensation of Revenue |
0.45% | 0.32% | 0.62% | 0.79% | 0.59% | 0.50% | 0.44% |
Graham Net Nets |
0.44 | 0.44 | 0.91 | 0.15 | 0.20 | (0.23) | (0.47) |
Graham Number |
0.00 | 0.00 | 38.13 | 28.57 | 37.94 | 48.90 | 61.98 |
Earnings Yield |
8.68% | 8.68% | 6.55% | 7.12% | 10.77% | 9.28% | 11.71% |
Free Cash Flow Yield |
0.72% | 0.72% | (0.51%) | 4.51% | 13.39% | 7.20% | 9.15% |
Revenue per Share |
13.29 | 13.63 | 13.40 | 11.97 | 20.23 | 24.82 | 26.56 |
Operating CF per Share |
0.93 | (0.59) | 0.58 | 1.62 | 2.88 | 2.57 | 3.67 |
Capex per Share |
(0.77) | (0.21) | (0.71) | (0.81) | (0.25) | (0.13) | (0.19) |
Free Cash Flow per Share |
0.16 | (0.79) | (0.13) | 0.81 | 2.62 | 2.44 | 3.48 |
Cash per Share |
25.01 | 32.68 | 41.55 | 24.66 | 30.32 | 30.87 | 13.11 |
Shareholders Equity per Share |
14.69 | 19.32 | 37.97 | 28.35 | 30.33 | 33.74 | 38.37 |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Book value per Share |
14.69 | 19.32 | 37.97 | 28.35 | 30.33 | 33.74 | 38.37 |
Free Cash Flow |
0.61 | (4.95) | (1.04) | 10.93 | 35.64 | 33.37 | 48.16 |
Working Capital |
60.55 | 94.90 | 244.18 | 77.64 | 109.36 | (54.91) | (190.15) |
Capital Expenditures |
(2.98) | (1.29) | (5.62) | (10.86) | (3.44) | (1.77) | (2.68) |
Net Current Asset Value |
28.12 | 16.95 | 186.41 | 36.19 | 52.63 | (108.23) | (248.20) |
EV/EBIT |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Capex to Sales |
0.06 | 0.02 | 0.05 | 0.07 | 0.01 | 0.01 | 0.01 |
Price to Operating Income |
10.54 | 10.54 | 14.12 | 10.45 | 6.39 | 7.56 | 6.36 |
| Other line items | |||||||
Depreciation/Fixed assets |
0.11 | 0.01 | (0.02) | (0.01) | (0.08) | (0.27) | (0.71) |
Cash ROIC |
0.33% | (1.26%) | (0.15%) | 1.53% | 4.33% | 3.78% | 6.76% |
Accounts Receivable Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Accounts Payable Turnover |
0.01 | 0.01 | 0.01 | 0.01 | 0.04 | 0.04 | 0.04 |
Inventory Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Days of Payables |
18,445.55 | 41,528.43 | 77,672.20 | 31,505.21 | 10,928.67 | 9,387.53 | 10,633.98 |
Days of Inventory on Hand |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Payables |
1,220.54 | 1,220.54 | 1,887.52 | 2,688.67 | 3,519.65 | 4,056.82 | 4,468.69 |
Average Assets |
1,399.00 | 1,397.81 | 2,183.35 | 3,136.28 | 4,084.61 | 4,669.26 | 5,141.60 |
Average Common Equity |
89.50 | 88.47 | 209.71 | 340.36 | 396.81 | 436.28 | 495.80 |
Columns are period end dates