Stewart Information Services Corporation STC
59.19
(0.54)
(0.90%)
as of 25 Sep
- Market cap
- $1.8B
- P/E
- 13.0×
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| Dec '16 | Dec '17 | Dec '18 | Dec '19 | Dec '20 | Dec '21 | Dec '22 | Dec '23 | Dec '24 | Dec '25 | |
|---|---|---|---|---|---|---|---|---|---|---|
P/E ratio |
24.63 | 20.74 | 20.60 | 12.36 | 7.94 | 6.71 | 7.35 | 52.26 | 25.96 | 17.39 |
P/S ratio |
0.53 | 0.51 | 0.51 | 0.50 | 0.52 | 0.65 | 0.38 | 0.70 | 0.75 | 0.68 |
P/FCF ratio |
10.03 | 10.87 | 13.25 | 6.39 | 4.59 | 5.92 | 8.20 | 34.99 | 19.60 | 14.91 |
P/Operating CF |
17.95 | 16.69 | 24.10 | 16.30 | 8.89 | 16.08 | 47.56 | 40.12 | 27.44 | 22.02 |
P/B ratio |
1.63 | 1.48 | 1.43 | 1.28 | 1.18 | 1.65 | 0.86 | 1.15 | 1.32 | 1.19 |
Price to Tangible BV |
2.52 | 2.29 | 2.31 | 1.93 | 2.21 | 15.26 | 12.02 | 13.98 | 12.12 | 37.00 |
EV/Sales |
0.49 | 0.49 | 0.47 | 0.38 | 0.38 | 0.65 | 0.45 | 0.80 | 0.84 | 0.79 |
EV/EBITDA |
4.46 | 4.63 | 4.98 | 3.19 | 2.41 | 3.53 | 3.34 | 8.02 | 7.60 | 7.02 |
EV/Operating CF |
7.97 | 8.89 | 10.58 | 4.47 | 3.15 | 5.47 | 7.19 | 21.62 | 15.44 | 11.17 |
EV/FCF |
9.29 | 10.42 | 12.10 | 4.93 | 3.33 | 5.91 | 9.58 | 39.67 | 22.01 | 17.36 |
Quick Ratio |
2.23 | 1.94 | 2.41 | 3.18 | 2.31 | 2.11 | 1.86 | 1.89 | 1.66 | 2.00 |
Current Ratio |
2.23 | 1.94 | 2.41 | 3.18 | 2.31 | 2.11 | 1.86 | 1.89 | 1.66 | 2.00 |
Net Debt/EBITDA |
(0.36) | (0.20) | (0.47) | (0.94) | (0.92) | 0.00 | 0.48 | 0.95 | 0.83 | 0.99 |
Debt/Assets |
7.96% | 7.78% | 7.87% | 6.95% | 5.14% | 17.19% | 16.33% | 16.47% | 16.33% | 19.88% |
Debt/Equity |
0.16 | 0.16 | 0.16 | 0.15 | 0.10 | 0.37 | 0.33 | 0.32 | 0.32 | 0.39 |
Asset Turnover |
1.51 | 1.42 | 1.37 | 1.31 | 1.28 | 1.38 | 1.11 | 0.83 | 0.92 | 0.98 |
Operating CF/Net income |
2.22 | 2.22 | 1.77 | 2.12 | 1.78 | 1.21 | 1.18 | 2.73 | 1.85 | 1.78 |
Capex/Depreciation |
(0.47) | (0.49) | (0.34) | (0.57) | (0.63) | (0.73) | (0.81) | (0.60) | (0.67) | (1.23) |
Interest Coverage |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| 8.63% | 7.33% | 7.00% | 10.97% | 17.54% | 28.02% | 12.18% | 2.21% | 5.26% | 7.55% | |
| 4.17% | 3.54% | 3.42% | 5.30% | 8.67% | 13.49% | 5.85% | 1.12% | 2.70% | 3.86% | |
ROIC |
19.99% | 17.15% | 15.52% | 24.09% | 30.85% | 27.34% | 14.09% | 6.32% | 8.18% | 8.47% |
Return on Tangible Assets |
26.12% | 27.36% | 22.10% | 24.09% | 44.64% | 82.79% | 64.64% | 12.15% | 31.86% | 33.85% |
Average Days of Receivables |
13.06 | 14.65 | 13.67 | 13.55 | 14.01 | 13.18 | 14.00 | 20.20 | 20.63 | 23.74 |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Selling, General and Administrative Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Intangible Assets out of Total Assets |
0.17 | 0.17 | 0.19 | 0.16 | 0.24 | 0.41 | 0.46 | 0.47 | 0.46 | 0.49 |
Share Based Compensation of Revenue |
0.15% | 0.27% | 0.25% | 0.11% | 0.25% | 0.36% | 0.40% | 0.48% | 0.54% | 0.59% |
Graham Net Nets |
(0.41) | (0.50) | (0.44) | (0.45) | (0.37) | (0.43) | (0.85) | (0.61) | (0.52) | (0.55) |
Graham Number |
33.91 | 36.63 | 36.14 | 48.69 | 74.80 | 113.64 | 82.27 | 35.52 | 54.66 | 73.11 |
Earnings Yield |
4.06% | 4.82% | 4.86% | 8.09% | 12.59% | 14.91% | 13.61% | 1.91% | 3.85% | 5.75% |
Free Cash Flow Yield |
9.97% | 9.20% | 7.55% | 15.64% | 21.77% | 16.89% | 12.19% | 2.86% | 5.10% | 6.71% |
Revenue per Share |
85.89 | 83.42 | 81.03 | 82.17 | 92.30 | 123.25 | 113.45 | 82.71 | 90.14 | 104.09 |
Operating CF per Share |
5.26 | 4.61 | 3.58 | 7.05 | 11.12 | 14.55 | 7.09 | 3.04 | 4.91 | 7.33 |
Capex per Share |
(0.75) | (0.68) | (0.45) | (0.67) | (0.60) | (1.09) | (1.77) | (1.38) | (1.46) | (2.62) |
Free Cash Flow per Share |
4.52 | 3.93 | 3.13 | 6.38 | 10.53 | 13.47 | 5.32 | 1.66 | 3.44 | 4.71 |
Cash per Share |
7.95 | 6.40 | 8.16 | 14.00 | 17.45 | 18.12 | 9.18 | 8.55 | 7.83 | 11.46 |
Shareholders Equity per Share |
27.77 | 28.95 | 28.88 | 31.92 | 40.83 | 48.27 | 50.65 | 50.51 | 51.07 | 58.80 |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Book value per Share |
27.77 | 28.95 | 28.88 | 31.92 | 40.83 | 48.27 | 50.65 | 50.51 | 51.07 | 58.80 |
Free Cash Flow |
105.50 | 92.17 | 73.58 | 150.63 | 261.04 | 361.17 | 143.91 | 45.25 | 95.14 | 132.28 |
Working Capital |
141.91 | 110.86 | 154.25 | 275.83 | 295.32 | 317.93 | 169.55 | 168.22 | 142.48 | 255.99 |
Capital Expenditures |
(17.46) | (15.89) | (10.59) | (15.73) | (14.76) | (29.12) | (47.95) | (37.79) | (40.47) | (73.41) |
Net Current Asset Value |
(435.33) | (498.48) | (429.56) | (436.41) | (445.67) | (913.37) | (1,001.52) | (966.04) | (961.99) | (1,090.57) |
EV/EBIT |
5.38 | 5.49 | 6.02 | 3.61 | 2.58 | 3.78 | 3.90 | 11.16 | 9.76 | 8.58 |
Capex to Sales |
0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.02 | 0.02 | 0.02 | 0.03 |
Net Profit Margin |
2.76% | 2.49% | 2.49% | 4.05% | 6.77% | 9.78% | 5.29% | 1.35% | 2.94% | 3.95% |
Price to Operating Income |
5.81 | 5.72 | 6.59 | 4.68 | 3.56 | 3.78 | 3.34 | 9.84 | 8.69 | 7.37 |
| Other line items | ||||||||||
Depreciation/Fixed assets |
0.53 | 0.49 | 0.51 | 0.54 | 0.45 | 0.55 | 0.73 | 0.76 | 0.69 | 0.70 |
Cash ROIC |
5.57% | 4.37% | 2.39% | 9.70% | 14.49% | 14.04% | 5.34% | 0.03% | 2.32% | 4.60% |
Accounts Receivable Turnover |
26.15 | 26.03 | 25.44 | 27.05 | 28.64 | 31.92 | 25.89 | 18.61 | 18.75 | 17.66 |
Accounts Payable Turnover |
7.07 | 7.17 | 7.29 | 6.77 | 5.37 | 5.07 | 4.99 | 4.21 | 4.27 | 4.45 |
Inventory Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Days of Payables |
51.10 | 51.34 | 48.23 | 57.90 | 87.02 | 80.65 | 59.37 | 85.27 | 90.57 | 89.14 |
Days of Inventory on Hand |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Receivables |
76.72 | 75.15 | 74.99 | 71.73 | 79.91 | 103.58 | 118.53 | 121.31 | 132.83 | 165.41 |
Average Payables |
116.86 | 116.69 | 113.51 | 118.03 | 175.98 | 256.25 | 241.93 | 193.30 | 202.32 | 235.22 |
Average Assets |
1,331.66 | 1,373.81 | 1,389.41 | 1,482.86 | 1,785.68 | 2,395.97 | 2,775.62 | 2,720.37 | 2,716.50 | 2,991.48 |
Average Common Equity |
642.99 | 663.83 | 679.32 | 716.80 | 883.08 | 1,153.57 | 1,332.50 | 1,374.41 | 1,394.82 | 1,530.74 |
Columns are period end dates