SouthState Bank Corporation

SSB Financial Banks Regional

SouthState Bank Corporation’s revenue for fiscal 2025 (year ended December 2025) was $3.8 billion, up 53.8% from fiscal 2024.

Revenue
−2.24%
EPS
−5.33%
Free cash flow
+286.0%
Total debt
+72.2%

Quarter to September 2026, against a year earlier

104.94 1.71 −1.60%
Market cap
$10.1B
P/E
11.1×
Fwd P/E
11.3×
Dividend yield
2.97%
F-score
7/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

SouthState Bank Corporation (SSB) Free cash flow margin

Alert me on Free cash flow margin

SouthState Bank Corporation's free cash flow margin over the twelve months to 30 September 2026 was 41.5%, up 19.6 percentage points from fiscal 2025 (21.9%). Over the past ten years it has ranged from 20.1% (fiscal 2024) to 100.8% (fiscal 2022); the current reading is higher than 18% of that period. That is above the Banks Regional industry median of 18.0% and above the Financial sector median of 11.4%.

Free cash flow margin, annual

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Annual newest first

Period Free cash flow margin Change (points)
FY2025 21.9% 1.76
FY2024 20.1% (3.22)
FY2023 23.3% (77.45)
FY2022 100.8% 70.31
FY2021 30.5% (14.28)
FY2020 44.7% 21.09
FY2019 23.7% (16.08)
FY2018 39.7% 7.45
FY2017 32.3% 7.57
FY2016 24.7% (13.13)

Against its own ten years

Low 20.1% High 100.8%
Ten-year median 30.5%
Current reading's percentile 18

Free cash flow margin against peers

Company Free cash flow margin
SSB SouthState Bank Corporation 41.5%
UMBF UMB Financial Corporation compare 25.9%
ONB Old National Bancorp compare 23.9%
CFR Cullen/Frost Bankers, Inc. compare 19.9%
BPOP Popular, Inc. compare 17.8%
CIB Grupo Cibest S.A. - Sponsored ADR compare 10.0%
FHN First Horizon Corporation compare 0.00%
ZION Zions Bancorporation, N.A. compare 0.00%
WTFC Wintrust Financial Corporation compare 0.00%
Banks Regional industry median 18.0%
Financial sector median 11.4%
Market median 0.00%

What Free cash flow margin is

Free Cash Flow Margin tells an investor how much of each sale turns into cash the company keeps after paying for investment in its assets.

(Operating Cash Flow + Property, Plant, Equipment Change (Net) + Intangible Assets Change (Net)) ÷ Revenue

The full definition of Free cash flow margin →

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