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Friday 6 November 2026
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Southern Missouri Bancorp, Inc.
SMBC Financial Banks Regional
Southern Missouri Bancorp, Inc.’s revenue for fiscal 2026 (year ended June 2026) was $316.8 million, up 3.74% from fiscal 2025.
- Revenue
- +2.83%
- EPS
- +31.4%
- Free cash flow
- −50.5%
- Total debt
- +14.9%
Quarter to June 2026, against a year earlier
70.80
1.77
−2.44%
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| Jun '17 | Jun '18 | Jun '19 | Jun '20 | Jun '21 | Jun '22 | Jun '23 | Jun '24 | Jun '25 | Jun '26 | |
|---|---|---|---|---|---|---|---|---|---|---|
Piotroski F-Score |
4 | 6 | 6 | 6 | 7 | 6 | 4 | 7 | 8 | 7 |
P/E ratio |
15.51 | 16.62 | 10.50 | 8.10 | 8.61 | 8.67 | 9.88 | 10.02 | 10.55 | 11.82 |
P/S ratio |
3.33 | 3.89 | 2.75 | 1.83 | 3.13 | 2.95 | 1.92 | 1.83 | 2.02 | 2.67 |
P/FCF ratio |
10.30 | 10.94 | 9.14 | 5.88 | 7.95 | 6.26 | 6.30 | 8.02 | 7.76 | 10.80 |
P/Operating CF |
28.57 | 37.00 | 35.98 | 18.72 | 21.14 | 18.96 | 17.18 | 32.92 | 22.53 | 60.54 |
P/B ratio |
1.39 | 1.74 | 1.28 | 0.86 | 1.43 | 1.27 | 0.87 | 1.03 | 1.13 | 1.43 |
Price to Tangible BV |
1.53 | 1.93 | 1.41 | 0.94 | 1.54 | 1.43 | 1.07 | 1.22 | 1.31 | 1.63 |
EV/Sales |
3.70 | 4.60 | 2.96 | 2.08 | 2.73 | 2.73 | 2.42 | 2.07 | 1.80 | 2.85 |
EV/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
EV/Operating CF |
10.48 | 13.43 | 8.49 | 6.28 | 6.82 | 5.59 | 7.91 | 8.04 | 6.74 | 11.19 |
EV/FCF |
11.45 | 12.92 | 9.85 | 6.67 | 6.94 | 5.79 | 7.95 | 9.04 | 6.93 | 11.50 |
Quick Ratio |
0.02 | 0.02 | 0.02 | 0.03 | 0.05 | 0.03 | 0.01 | 0.02 | 0.04 | 0.02 |
Current Ratio |
0.97 | 1.00 | 0.99 | 1.00 | 1.00 | 0.98 | 0.97 | 0.97 | 0.98 | 0.99 |
Net Debt/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Debt/Assets |
3.42% | 4.86% | 2.71% | 3.35% | 2.69% | 1.90% | 3.59% | 2.72% | 2.54% | 2.79% |
Debt/Equity |
0.34 | 0.46 | 0.25 | 0.33 | 0.26 | 0.19 | 0.35 | 0.26 | 0.23 | 0.25 |
Asset Turnover |
0.05 | 0.05 | 0.05 | 0.05 | 0.05 | 0.05 | 0.05 | 0.06 | 0.06 | 0.06 |
Operating CF/Net income |
1.65 | 1.46 | 1.34 | 1.46 | 1.10 | 1.43 | 1.59 | 1.41 | 1.40 | 1.13 |
Capex/Depreciation |
(0.57) | 0.31 | (1.76) | (0.43) | (0.15) | (0.41) | (0.06) | (1.98) | (0.49) | (0.33) |
| 10.40% | 11.20% | 13.17% | 11.09% | 17.36% | 15.55% | 10.18% | 10.68% | 11.29% | 12.60% | |
| 1.00% | 1.16% | 1.41% | 1.16% | 1.79% | 1.59% | 1.03% | 1.11% | 1.21% | 1.39% | |
ROIC |
6.75% | 6.80% | 8.58% | 7.46% | 16.11% | 12.90% | 5.65% | 7.14% | 9.66% | 8.43% |
Return on Tangible Assets |
110.65% | 34.50% | 72.93% | 36.37% | 86.07% | 172.96% | (195.55%) | (419.47%) | 346.24% | 142.49% |
Average Days of Receivables |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Selling, General and Administrative Expense of Revenue |
54.68% | 49.77% | 43.64% | 48.18% | 39.86% | 45.94% | 49.77% | 35.56% | 34.41% | 34.87% |
Intangible Assets out of Total Assets |
0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.02 | 0.02 | 0.01 | 0.01 |
Share Based Compensation of Revenue |
0.70% | 0.26% | 0.34% | 0.35% | 0.42% | 0.50% | 0.41% | 0.38% | 0.55% | 0.57% |
Graham Net Nets |
(0.41) | (0.25) | (0.27) | (0.33) | (0.20) | (0.26) | (0.69) | (0.47) | (0.34) | (0.22) |
Graham Number |
32.90 | 35.23 | 42.87 | 43.56 | 60.79 | 64.72 | 62.10 | 65.68 | 75.24 | 87.87 |
Earnings Yield |
6.45% | 6.02% | 9.53% | 12.35% | 11.61% | 11.53% | 10.12% | 9.98% | 9.47% | 8.46% |
Free Cash Flow Yield |
9.71% | 9.14% | 10.94% | 17.01% | 12.58% | 15.99% | 15.86% | 12.47% | 12.89% | 9.26% |
Revenue per Share |
9.70 | 10.25 | 12.03 | 13.25 | 14.38 | 15.35 | 20.01 | 24.19 | 27.18 | 28.53 |
Operating CF per Share |
3.42 | 3.51 | 4.20 | 4.39 | 5.75 | 7.49 | 6.13 | 6.22 | 7.26 | 7.25 |
Capex per Share |
(0.29) | 0.14 | (0.58) | (0.25) | (0.09) | (0.25) | (0.03) | (0.69) | (0.20) | (0.19) |
Free Cash Flow per Share |
3.13 | 3.65 | 3.62 | 4.13 | 5.65 | 7.24 | 6.10 | 5.53 | 7.06 | 7.06 |
Cash per Share |
4.21 | 3.24 | 3.96 | 6.01 | 13.83 | 10.18 | 5.45 | 5.44 | 17.19 | 8.19 |
Shareholders Equity per Share |
23.13 | 22.98 | 25.93 | 28.11 | 31.46 | 35.67 | 44.06 | 43.28 | 48.48 | 53.20 |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Book value per Share |
23.13 | 22.98 | 25.93 | 28.11 | 31.46 | 35.67 | 44.06 | 43.28 | 48.48 | 53.20 |
Free Cash Flow |
23.43 | 31.85 | 33.25 | 37.98 | 50.93 | 65.08 | 61.75 | 62.50 | 79.30 | 78.36 |
Working Capital |
(40.11) | 5.83 | (23.10) | 10.62 | (9.44) | (44.19) | (112.36) | (107.85) | (79.14) | (43.00) |
Capital Expenditures |
(2.18) | 1.21 | (5.35) | (2.32) | (0.83) | (2.27) | (0.27) | (7.77) | (2.25) | (2.16) |
Net Current Asset Value |
(98.60) | (85.77) | (83.05) | (74.55) | (82.21) | (105.20) | (268.98) | (233.06) | (206.40) | (189.19) |
EV/EBIT |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Capex to Sales |
0.03 | (0.01) | 0.05 | 0.02 | 0.01 | 0.02 | 0.00 | 0.03 | 0.01 | 0.01 |
Price to Operating Income |
11.17 | 12.12 | 8.46 | 6.46 | 6.78 | 6.80 | 7.87 | 7.94 | 8.32 | 9.71 |
| Other line items | ||||||||||
Depreciation/Fixed assets |
0.07 | 0.07 | 0.05 | 0.08 | 0.09 | 0.08 | 0.05 | 0.04 | 0.05 | 0.07 |
Cash ROIC |
8.91% | 9.94% | 9.94% | 9.52% | 10.59% | 13.75% | 9.39% | 9.25% | 9.17% | 9.47% |
Accounts Receivable Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Accounts Payable Turnover |
0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.02 | 0.03 | 0.03 | 0.03 |
Inventory Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Days of Payables |
51,479.37 | 39,146.65 | 28,174.22 | 29,792.85 | 50,949.90 | 77,725.71 | 27,576.98 | 13,300.84 | 12,841.17 | 14,041.36 |
Days of Inventory on Hand |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Payables |
1,293.59 | 1,524.18 | 1,746.47 | 2,051.79 | 2,270.28 | 2,587.88 | 3,292.50 | 3,860.45 | 4,143.28 | 4,393.10 |
Average Assets |
1,555.81 | 1,796.91 | 2,050.26 | 2,378.28 | 2,621.34 | 2,957.66 | 3,787.50 | 4,482.26 | 4,811.96 | 5,127.99 |
Average Common Equity |
149.52 | 186.89 | 219.54 | 248.37 | 270.89 | 302.10 | 383.42 | 467.40 | 516.72 | 567.69 |
Columns are period end dates