SLM Corporation

SLM Financial Credit Services

SLM Corporation’s revenue for fiscal 2025 (year ended December 2025) was $3.1 billion, up 4.10% from fiscal 2024. In the quarter to June 2026, revenue fell 1.93%, EPS fell 9.38%, free cash flow grew 2.81% and total debt fell 8.84%, each against the same quarter a year earlier. Dividend growth for five consecutive years, revenue growth for three.

21.81 0.41 −1.85%
Market cap
$4.2B
P/E
6.0×
Fwd P/E
7.1×
Dividend yield
2.38%
F-score
6/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

An Income Statement, also known as a Profit and Loss Statement, summarizes a company's revenues, expenses, and profits over a specific period. It highlights how revenue is transformed into net income, showcasing operational efficiency. Key components include total revenue, cost of goods sold (COGS), gross profit, operating expenses, and net profit. Businesses use the Income Statement to assess financial performance, make strategic decisions, and ensure profitability. Investors and stakeholders analyze it to gauge the company’s financial health and future growth potential.

Jun '26 Mar '26 Dec '25 Sep '25 Older periods
Revenue
670.34 833.89 733.87 830.29

+8 more quarters

Revenue Growth
(1.93%) (3.28%) 6.49% 22.61%
Cost of Revenue
269.23 273.90 279.76 284.61
Gross Profit
401.11 559.99 454.10 545.68
SG&A Expenses
319.96 158.90 137.31 359.02
Operating Income
81.15 401.09 316.79 186.66
Non-operating Income/Expense
(0.69) (0.74) (0.79) (0.85)
EBT
80.46 400.35 316.00 185.81
Income Tax Provision
21.94 92.40 82.81 49.96
Income after Tax
58.53 307.95 233.19 135.85
Dividends (Preferred)
3.58 3.56 3.80 3.99
Net Income Common
54.94 304.40 229.38 131.86
EPS (Basic)
0.29 1.56 1.14 0.64
EPS (Diluted)
0.29 1.54 1.12 0.63
Shares (Basic, Weighted)
188.58 195.46 207.16 207.14
Shares (Diluted, Weighted)
190.38 197.88 210.91 210.61
Gross Margin
59.84% 67.15% 61.88% 65.72%
EBIT Margin
0.00% 0.00% 0.00% 0.00%
EBT margin
12.00% 48.01% 43.06% 22.38%
Net Profit Margin
8.20% 36.50% 31.26% 15.88%
Other line items
Income from Continuous Operations
58.53 307.95 233.19 135.85
Consolidated Net Income/Loss
58.53 307.95 233.19 135.85
EPS (Basic, from Continuous Ops)
0.31 1.58 1.15 0.66
EPS (Diluted, from Cont. Ops)
0.31 1.56 1.14 0.65
EPS (Basic, Consolidated)
0.31 1.58 1.15 0.66
EPS (Diluted, Consolidated)
0.31 1.56 1.14 0.65
Shares (Diluted, Average)
190.38 197.88 204.96 210.61
EBITDA Margin
0.00% 0.00% 0.00% 0.00%
Operating Cash Flow Margin
(20.11%) (9.11%) (8.78%) (5.94%)

Fold the line items

In millions of $ except per-share values · columns are period end dates