Saturday 17 October 2026
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Shore Bancshares Inc
SHBI Financial Banks Regional
Shore Bancshares Inc’s revenue for fiscal 2025 (year ended December 2025) was $342.7 million, up 4.97% from fiscal 2024. In the quarter to June 2026, revenue was flat, EPS grew 21.7%, free cash flow grew 185.8% and total debt fell 28.2%, each against the same quarter a year earlier. Dividend growth for ten consecutive years, revenue growth for five; insiders bought in the last twelve months.
22.55
0.01
+0.04%
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| Dec '25 | Dec '24 | Dec '23 | Dec '22 | Dec '21 | Dec '20 | Dec '19 | Dec '18 | Dec '17 | Dec '16 | |
|---|---|---|---|---|---|---|---|---|---|---|
P/E ratio |
9.93 | 11.92 | 25.82 | 11.08 | 16.95 | 11.50 | 13.67 | 7.42 | 18.57 | 20.37 |
Piotroski F-Score |
8 | 6 | 6 | 6 | 2 | 5 | 6 | 5 | 6 | 8 |
P/S ratio |
1.72 | 1.62 | 1.52 | 2.52 | 3.27 | 2.57 | 3.17 | 2.85 | 3.73 | 3.42 |
P/FCF ratio |
9.83 | 12.38 | 21.43 | 6.88 | 0.00 | 11.26 | 19.21 | 10.79 | 11.48 | 10.69 |
P/Operating CF |
69.64 | 16.26 | 10.39 | 133.54 | (11.85) | 20.41 | 49.27 | 29.57 | 36.19 | 32.15 |
P/B ratio |
1.00 | 0.97 | 0.73 | 0.95 | 0.78 | 0.93 | 1.15 | 1.01 | 1.28 | 1.27 |
Price to Tangible BV |
1.19 | 1.20 | 0.94 | 1.17 | 0.98 | 1.03 | 1.28 | 1.14 | 1.47 | 1.39 |
EV/Sales |
0.95 | 0.59 | 0.30 | 2.59 | (3.07) | 0.26 | 2.02 | 2.05 | 3.17 | 2.09 |
EV/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
EV/Operating CF |
5.19 | 4.08 | 3.30 | 6.73 | 34.28 | 0.99 | 10.26 | 7.27 | 9.11 | 6.30 |
EV/FCF |
5.39 | 4.49 | 4.29 | 7.06 | 23.48 | 1.14 | 12.26 | 7.75 | 9.74 | 6.54 |
Quick Ratio |
0.06 | 0.08 | 0.07 | 0.02 | 0.19 | 0.11 | 0.07 | 0.05 | 0.03 | 0.08 |
Current Ratio |
0.95 | 0.94 | 0.93 | 0.86 | 0.90 | 0.96 | 0.99 | 0.98 | 0.91 | 0.94 |
Net Debt/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Debt/Assets |
1.42% | 1.99% | 1.21% | 1.86% | 1.53% | 1.26% | 0.96% | 1.01% | 0.00% | 0.00% |
Debt/Equity |
0.15 | 0.23 | 0.14 | 0.18 | 0.15 | 0.13 | 0.08 | 0.08 | 0.00 | 0.00 |
Asset Turnover |
0.05 | 0.05 | 0.05 | 0.04 | 0.03 | 0.04 | 0.05 | 0.05 | 0.04 | 0.05 |
Operating CF/Net income |
1.05 | 1.07 | 2.02 | 1.69 | (0.49) | 1.17 | 0.85 | 0.73 | 1.73 | 1.97 |
Capex/Depreciation |
(0.15) | (0.27) | (0.44) | (0.33) | (0.72) | (0.78) | (0.77) | (0.38) | (0.51) | (0.29) |
| 10.52% | 8.34% | 2.57% | 8.72% | 5.63% | 8.11% | 8.62% | 14.41% | 7.08% | 6.40% | |
| 0.95% | 0.72% | 0.24% | 0.90% | 0.57% | 0.90% | 1.06% | 1.74% | 0.88% | 0.84% | |
ROIC |
15.20% | 17.90% | 4.19% | 7.05% | 0.00% | 40.44% | 12.13% | 10.09% | 8.51% | 13.08% |
Return on Tangible Assets |
(28.95%) | (18.80%) | (3.51%) | (8.47%) | (6.09%) | (31.75%) | 112.65% | 1,392.59% | (13.04%) | (21.23%) |
Average Days of Receivables |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Selling, General and Administrative Expense of Revenue |
40.21% | 40.80% | 59.93% | 58.61% | 66.59% | 59.30% | 53.95% | 57.98% | 63.56% | 66.95% |
Intangible Assets out of Total Assets |
0.01 | 0.02 | 0.02 | 0.02 | 0.02 | 0.01 | 0.01 | 0.01 | 0.02 | 0.01 |
Share Based Compensation of Revenue |
0.55% | 0.53% | 0.47% | 0.46% | 0.45% | 0.37% | 0.21% | 0.69% | 1.88% | 0.58% |
Graham Net Nets |
(0.71) | (0.90) | (1.38) | (1.46) | (1.40) | (0.61) | (0.15) | (0.26) | (0.55) | (0.34) |
Graham Number |
26.60 | 22.06 | 15.37 | 25.46 | 27.20 | 21.22 | 20.81 | 25.18 | 16.08 | 14.44 |
Earnings Yield |
10.07% | 8.39% | 3.87% | 9.02% | 5.90% | 8.70% | 7.32% | 13.48% | 5.38% | 4.91% |
Free Cash Flow Yield |
10.17% | 8.08% | 4.67% | 14.54% | (4.00%) | 8.88% | 5.21% | 9.27% | 8.71% | 9.36% |
Revenue per Share |
10.26 | 9.81 | 9.30 | 6.90 | 6.38 | 5.69 | 5.48 | 5.10 | 4.43 | 4.53 |
Operating CF per Share |
1.87 | 1.41 | 0.85 | 2.65 | (0.57) | 1.49 | 1.08 | 1.44 | 1.54 | 1.50 |
Capex per Share |
(0.07) | (0.13) | (0.20) | (0.12) | (0.26) | (0.19) | (0.18) | (0.09) | (0.10) | (0.06) |
Free Cash Flow per Share |
1.80 | 1.28 | 0.66 | 2.53 | (0.83) | 1.30 | 0.90 | 1.35 | 1.44 | 1.45 |
Cash per Share |
10.65 | 13.82 | 14.02 | 2.80 | 44.49 | 15.10 | 7.46 | 5.28 | 2.51 | 6.00 |
Shareholders Equity per Share |
17.66 | 16.26 | 19.24 | 18.35 | 26.73 | 15.75 | 15.15 | 14.38 | 12.91 | 12.20 |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Book value per Share |
17.66 | 16.26 | 19.24 | 18.35 | 26.73 | 15.75 | 15.15 | 14.38 | 12.91 | 12.20 |
Free Cash Flow |
60.07 | 42.61 | 17.48 | 50.22 | (10.95) | 16.06 | 11.50 | 17.16 | 18.26 | 18.32 |
Working Capital |
(285.74) | (315.23) | (402.05) | (419.59) | (303.79) | (74.47) | (9.44) | (20.92) | (108.96) | (61.95) |
Capital Expenditures |
(2.32) | (4.28) | (5.23) | (2.43) | (3.45) | (2.37) | (2.24) | (1.13) | (1.26) | (0.70) |
Net Current Asset Value |
(420.82) | (476.59) | (515.71) | (504.40) | (382.85) | (111.01) | (33.31) | (47.65) | (114.57) | (67.23) |
EV/EBIT |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Capex to Sales |
0.01 | 0.01 | 0.02 | 0.02 | 0.04 | 0.03 | 0.03 | 0.02 | 0.02 | 0.01 |
Price to Operating Income |
7.51 | 8.98 | 26.41 | 8.19 | 12.91 | 8.59 | 10.09 | 8.76 | 11.67 | 11.94 |
| Other line items | ||||||||||
Depreciation/Fixed assets |
0.19 | 0.19 | 0.14 | 0.14 | 0.09 | 0.12 | 0.12 | 0.13 | 0.11 | 0.15 |
Cash ROIC |
5.81% | 3.79% | 1.83% | 10.37% | (1.11%) | 3.95% | 3.80% | 6.47% | 9.34% | 7.96% |
Accounts Receivable Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Accounts Payable Turnover |
0.02 | 0.02 | 0.02 | 0.00 | 0.00 | 0.00 | 0.01 | 0.00 | 0.00 | 0.00 |
Inventory Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Days of Payables |
17,168.24 | 16,170.04 | 24,957.27 | 87,584.40 | 182,907.13 | 87,677.59 | 50,808.11 | 83,934.84 | 193,143.45 | 151,512.06 |
Days of Inventory on Hand |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Payables |
5,531.10 | 5,457.23 | 4,197.95 | 3,018.01 | 2,363.47 | 1,521.02 | 1,276.84 | 1,207.56 | 1,100.14 | 986.48 |
Average Assets |
6,244.79 | 6,120.84 | 4,744.10 | 3,468.71 | 2,696.73 | 1,746.28 | 1,521.16 | 1,438.47 | 1,277.07 | 1,147.71 |
Average Common Equity |
565.47 | 526.10 | 437.71 | 357.49 | 272.86 | 193.91 | 187.99 | 173.46 | 159.02 | 150.63 |
Columns are period end dates