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Friday 6 November 2026
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Shore Bancshares Inc
SHBI Financial Banks Regional
Shore Bancshares Inc’s revenue for fiscal 2025 (year ended December 2025) was $342.7 million, up 4.97% from fiscal 2024.
- Revenue
- +3.34%
- EPS
- +16.8%
- Free cash flow
- −14.1%
- Total debt
- −5.41%
Quarter to September 2026, against a year earlier
22.45
0.05
+0.22%
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| Dec '16 | Dec '17 | Dec '18 | Dec '19 | Dec '20 | Dec '21 | Dec '22 | Dec '23 | Dec '24 | Dec '25 | |
|---|---|---|---|---|---|---|---|---|---|---|
P/E ratio |
20.37 | 18.57 | 7.42 | 13.67 | 11.50 | 16.95 | 11.08 | 26.09 | 11.92 | 9.93 |
Piotroski F-Score |
8 | 6 | 5 | 6 | 5 | 2 | 6 | 6 | 6 | 8 |
P/S ratio |
3.42 | 3.73 | 2.85 | 3.17 | 2.57 | 3.27 | 2.52 | 1.90 | 1.62 | 1.72 |
P/FCF ratio |
10.69 | 11.48 | 10.79 | 19.21 | 11.26 | 0.00 | 6.88 | 26.92 | 12.38 | 9.83 |
P/Operating CF |
32.15 | 36.19 | 29.57 | 49.27 | 20.41 | (11.85) | 133.54 | 13.05 | 16.26 | 69.64 |
P/B ratio |
1.27 | 1.28 | 1.01 | 1.15 | 0.93 | 0.78 | 0.95 | 0.92 | 0.97 | 1.00 |
Price to Tangible BV |
1.39 | 1.47 | 1.14 | 1.28 | 1.03 | 0.98 | 1.17 | 1.18 | 1.20 | 1.19 |
EV/Sales |
2.09 | 3.17 | 2.05 | 2.02 | 0.26 | (3.07) | 2.59 | 0.30 | 0.59 | 0.95 |
EV/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
EV/Operating CF |
6.30 | 9.11 | 7.27 | 10.26 | 0.99 | 34.28 | 6.73 | 3.30 | 4.08 | 5.19 |
EV/FCF |
6.54 | 9.74 | 7.75 | 12.26 | 1.14 | 23.48 | 7.06 | 4.29 | 4.49 | 5.39 |
Quick Ratio |
0.08 | 0.03 | 0.05 | 0.07 | 0.11 | 0.19 | 0.02 | 0.07 | 0.08 | 0.06 |
Current Ratio |
0.94 | 0.91 | 0.98 | 0.99 | 0.96 | 0.90 | 0.86 | 0.93 | 0.94 | 0.95 |
Net Debt/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Debt/Assets |
0.00% | 0.00% | 1.01% | 0.96% | 1.26% | 1.53% | 1.86% | 1.21% | 1.99% | 1.42% |
Debt/Equity |
0.00 | 0.00 | 0.08 | 0.08 | 0.13 | 0.15 | 0.18 | 0.14 | 0.23 | 0.15 |
Asset Turnover |
0.05 | 0.04 | 0.05 | 0.05 | 0.04 | 0.03 | 0.04 | 0.05 | 0.05 | 0.05 |
Operating CF/Net income |
1.97 | 1.73 | 0.73 | 0.85 | 1.17 | (0.49) | 1.69 | 2.02 | 1.07 | 1.05 |
Capex/Depreciation |
(0.29) | (0.51) | (0.38) | (0.77) | (0.78) | (0.72) | (0.33) | (0.44) | (0.27) | (0.15) |
| 6.40% | 7.08% | 14.41% | 8.62% | 8.11% | 5.63% | 8.72% | 2.57% | 8.34% | 10.52% | |
| 0.84% | 0.88% | 1.74% | 1.06% | 0.90% | 0.57% | 0.90% | 0.24% | 0.72% | 0.95% | |
ROIC |
13.08% | 8.51% | 10.09% | 12.13% | 40.44% | 0.00% | 7.05% | 4.19% | 17.90% | 15.20% |
Return on Tangible Assets |
(21.23%) | (13.04%) | 1,392.59% | 112.65% | (31.75%) | (6.09%) | (8.47%) | (3.51%) | (18.80%) | (28.95%) |
Average Days of Receivables |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Selling, General and Administrative Expense of Revenue |
66.95% | 63.56% | 57.98% | 53.95% | 59.30% | 66.59% | 58.61% | 59.93% | 40.80% | 40.21% |
Intangible Assets out of Total Assets |
0.01 | 0.02 | 0.01 | 0.01 | 0.01 | 0.02 | 0.02 | 0.02 | 0.02 | 0.01 |
Share Based Compensation of Revenue |
0.58% | 1.88% | 0.69% | 0.21% | 0.37% | 0.45% | 0.46% | 0.47% | 0.53% | 0.55% |
Graham Net Nets |
(0.34) | (0.55) | (0.26) | (0.15) | (0.61) | (1.40) | (1.46) | (1.10) | (0.90) | (0.71) |
Graham Number |
14.44 | 16.08 | 25.18 | 20.81 | 21.22 | 27.20 | 25.46 | 13.65 | 22.06 | 26.60 |
Earnings Yield |
4.91% | 5.38% | 13.48% | 7.32% | 8.70% | 5.90% | 9.02% | 3.83% | 8.39% | 10.07% |
Free Cash Flow Yield |
9.36% | 8.71% | 9.27% | 5.21% | 8.88% | (4.00%) | 14.54% | 3.71% | 8.08% | 10.17% |
Revenue per Share |
4.53 | 4.43 | 5.10 | 5.48 | 5.69 | 6.38 | 6.90 | 9.30 | 9.81 | 10.26 |
Operating CF per Share |
1.50 | 1.54 | 1.44 | 1.08 | 1.49 | (0.57) | 2.65 | 0.85 | 1.41 | 1.87 |
Capex per Share |
(0.06) | (0.10) | (0.09) | (0.18) | (0.19) | (0.26) | (0.12) | (0.20) | (0.13) | (0.07) |
Free Cash Flow per Share |
1.45 | 1.44 | 1.35 | 0.90 | 1.30 | (0.83) | 2.53 | 0.66 | 1.28 | 1.80 |
Cash per Share |
6.00 | 2.51 | 5.28 | 7.46 | 15.10 | 44.49 | 2.80 | 14.02 | 13.82 | 10.65 |
Shareholders Equity per Share |
12.20 | 12.91 | 14.38 | 15.15 | 15.75 | 26.73 | 18.35 | 19.24 | 16.26 | 17.66 |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Book value per Share |
12.20 | 12.91 | 14.38 | 15.15 | 15.75 | 26.73 | 18.35 | 19.24 | 16.26 | 17.66 |
Free Cash Flow |
18.32 | 18.26 | 17.16 | 11.50 | 16.06 | (10.95) | 50.22 | 17.48 | 42.61 | 60.07 |
Working Capital |
(61.95) | (108.96) | (20.92) | (9.44) | (74.47) | (303.79) | (419.59) | (402.05) | (315.23) | (285.74) |
Capital Expenditures |
(0.70) | (1.26) | (1.13) | (2.24) | (2.37) | (3.45) | (2.43) | (5.23) | (4.28) | (2.32) |
Net Current Asset Value |
(67.23) | (114.57) | (47.65) | (33.31) | (111.01) | (382.85) | (504.40) | (515.71) | (476.59) | (420.82) |
EV/EBIT |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Capex to Sales |
0.01 | 0.02 | 0.02 | 0.03 | 0.03 | 0.04 | 0.02 | 0.02 | 0.01 | 0.01 |
Price to Operating Income |
11.94 | 11.67 | 8.76 | 10.09 | 8.59 | 12.91 | 8.19 | 33.17 | 8.98 | 7.51 |
| Other line items | ||||||||||
Depreciation/Fixed assets |
0.15 | 0.11 | 0.13 | 0.12 | 0.12 | 0.09 | 0.14 | 0.14 | 0.19 | 0.19 |
Cash ROIC |
7.96% | 9.34% | 6.47% | 3.80% | 3.95% | (1.11%) | 10.37% | 1.83% | 3.79% | 5.81% |
Accounts Receivable Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Accounts Payable Turnover |
0.00 | 0.00 | 0.00 | 0.01 | 0.00 | 0.00 | 0.00 | 0.02 | 0.02 | 0.02 |
Inventory Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Days of Payables |
151,512.06 | 193,143.45 | 83,934.84 | 50,808.11 | 87,677.59 | 182,907.13 | 87,584.40 | 24,957.27 | 16,170.04 | 17,168.24 |
Days of Inventory on Hand |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Payables |
986.48 | 1,100.14 | 1,207.56 | 1,276.84 | 1,521.02 | 2,363.47 | 3,018.01 | 4,197.95 | 5,457.23 | 5,531.10 |
Average Assets |
1,147.71 | 1,277.07 | 1,438.47 | 1,521.16 | 1,746.28 | 2,696.73 | 3,468.71 | 4,744.10 | 6,120.84 | 6,244.79 |
Average Common Equity |
150.63 | 159.02 | 173.46 | 187.99 | 193.91 | 272.86 | 357.49 | 437.71 | 526.10 | 565.47 |
Columns are period end dates · fundamentals updated 6 Nov 2026